First Time Buyers

First-Time Buyer Mortgage Broker Oxford

Buy your first home in Oxford with expert mortgage support.

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What is a Buy to Let Mortgage?

First-time buyer mortgages help you get on the ladder. In Oxford, we provide tailored advice, lender access and local guidance through every step.

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Compare 90+ lenders
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Low deposit advice
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Self-employed support
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Local Market Insight

Oxford remains one of the UK’s strongest housing markets. High demand and limited stock create opportunities for buyers ready with the right plan.
01
Demand
Driven by graduates, professionals, and those relocating from London.
02
Value Increase
Oxford house prices have risen 14–18% in the last five years.
03
Average House Price
The average Oxford home is valued at £540,000, with flats from £350,000.
04
Average Rent Price
Average rent is £1,600–£1,800/month, making buying appealing for long-term security.

Why Work With a Broker

We help you navigate Oxford’s competitive market with confidence from budgeting and offers to approvals and completion.

Oxford-specific lender advice
Low deposit advice
Remote & local access
Government scheme guidance
Speak with an Expert
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At Mortgage Brokers Near Me

We help first-time buyers across the UK understand their options, avoid common pitfalls, and access deals from the whole market. With clear advice and personal support at every stage, we turn confusion into confidence.

10+

Years of Expertise

We've helped thousands of buyers navigate the process with confidence and clarity.

90+

Members Transformed

We compare deals from across the entire market to find the best fit for you — not just one bank.

2700+

First-time buyers supported

From your first enquiry to moving day, we’re with you every step of the way.

5*

Rating on Google

Our clients trust us for honest advice, fast answers, and a stress-free experience.

Our Process

We liaise with Oxford estate agents and legal firms to support a fast, informed purchase.

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Discovery

We start with a deep dive into your brand, business goals, and what makes you stand out in your industry. This helps us align the site with your audience and objectives.

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Strategy

We map out your site's structure, content flow, and SEO opportunities. Every decision is made with performance and clarity in mind.

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Design

Our team turns the strategy into sleek, modern visuals that reflect your brand and drive action whether that’s bookings, enquiries, or purchases.

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Build & Optimise

We build your site in Webflow, making it fast, responsive, and easy to edit. We also optimise it for Google so you're ready to rank from day one.

FAQs

Quick answers to common questions, get started with confidence.
Is Oxford hard for first-time buyers?
It’s competitive but we help you prepare and stand out.
What’s a good deposit?
5–10% is typical, higher deposits give you better options, but we support all buyers.
Do I need a broker in Oxford?
Yes. Local brokers help navigate demand and lender options.
Do you help with offer letters?
Yes, we guide your offer and provide documentation to support it.
What if I’m a graduate with no credit history?
We have lenders that consider alternative history and income stability.
Do you charge a fee?
Only when agreed upfront. Most services are free unless progressed.

Why Use MBNM for your First time buyer Mortgage

Our mission

To make mortgages easy for first-time buyers and home movers anywhere in the UK. As a whole of market broker, we’re not tied to any lender, which means we can search across the entire mortgage market to find the right deal for your situation. Our mission is simple: clear advice, stress-free support, and mortgages made easy, no matter where you are in the UK.

Our vision

To become the most trusted name in first-time buyer mortgage support by putting people before percentages. We believe in long-term relationships, honest guidance, and empowering every buyer. Regardless of their background, with the knowledge and tools to succeed.

Our story

Mortgage Brokers Near Me was founded to bridge the gap between everyday buyers and the mortgage world. With years of experience in the industry, we saw how overwhelming the process could be, especially for those doing it for the first time. That’s why we built a service focused on simplicity, education, and real human support.

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Get In Touch We’d love to hear from you!

Contact details

Reach out to us directly via email or phone—we’re here to assist you with any inquiries.

Phone
0203 4884 491

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