Renovation mortgage

Renovation Mortgage Broker in Chelmsford

Renovation mortgage guidance for Chelmsford homeowners upgrading homes & unlocking property value.

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What is a Renovation mortgage?

MBNM supports Chelmsford residents with renovation mortgage advice—from improving family homes to remortgaging for upgrades.

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Local property knowledge
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Fast lender approvals
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Funding for extensions
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Local Market Insight

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Chelmsford’s property market continues to grow, with families and commuters upgrading homes to meet lifestyle needs.
01
Renovation Demand
Demand stems from older 1930s–70s properties being reconfigured or extended for growing families.
02
Planning Applications
Roughly 420 applications in 2023—mainly for loft extensions, garden rooms & home office conversions.
03
Avg Renovation Budget
Typical renovation budgets range from £50,000 to £90,000 depending on the scale of work.
04
Home Value Uplift Potential
Loft conversions & modern open-plan designs can uplift property value by 10–15% in Chelmsford.

Why Work With a Broker

We offer direct access to renovation-friendly lenders and tailored local mortgage solutions.

Renovation finance guidance
Exclusive lender access
Equity release options
Local application expertise
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New owner holding the key to their house after using MBNM to assist with their mortgage

At Mortgage Brokers Near Me

At Mortgage Brokers Near Me, we simplify the process with local, expert support you can trust. Whether you're buying your first home, remortgaging for a better rate, or funding a renovation, our advisers connect you with competitive lenders tailored to your goals. Straightforward advice, no jargon just mortgages that work for you.

10+

Years of Expertise

We've helped thousands of buyers navigate the process with confidence and clarity.

90+

Lenders To Compare

We compare deals from across the entire market to find the best fit for you — not just one bank.

2700+

First-time buyers supported

From your first enquiry to moving day, we’re with you every step of the way.

5*

Rating on Google

Our clients trust us for honest advice, fast answers, and a stress-free experience.

We make launching your new website simple and stress-free without endless delays or confusion. Here’s how we take your site from concept to conversion-ready:

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Discovery

We start with a free, no obligation chat to understand your goals, timeline, and budget.

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Strategy

We scan the market including specialist and high-street lenders to find deals that match your needs.

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Application Support

From paperwork to lender requirements, we guide you through every step to ensure a smooth process.

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Mortgage Secured

Once approved, we help finalise the deal and stay in touch through to completion (and beyond if needed).

FAQs

Quick answers to common questions, get started with confidence.

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What deposit is needed for a renovation mortgage?
You’ll typically need at least 15–20% depending on lender and property condition.
How does a remortgage for renovation work?
We evaluate your current mortgage & equity, then arrange funding tailored to your plans.
What do I need to prove income if I’m self-employed?
SA302s, bank statements and company accounts usually suffice. We’ll walk you through it.
Can I mortgage a property in poor condition?
Yes, with a renovation mortgage that releases funds as work progresses.
Can I finance a two-storey extension?
Yes—lenders often support larger extensions if they add substantial value.
Will planning approval help my mortgage?
Yes—some lenders prefer projects with approved permissions already in place.

Why Choose Us MBNM For your Renovation Mortgage

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Our mission

Our mission is to help people across the UK make smarter mortgage decisions. From first-time buyers to experienced homeowners, we offer tailored advice, expert support, and a commitment to getting the right outcome for every client.

Vision

Our vision

At Mortgage Brokers Near Me, our vision is simple to make mortgage advice clear, accessible, and genuinely helpful. We started this journey after seeing too many people overwhelmed by confusing options, slow responses, and generic advice. Our mission is to change that by offering expert, transparent guidance that’s tailored to your goals. Whether you're buying your first home, renovating a property, or looking to remortgage, we’re here to simplify the process and support you every step of the way.

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Our story

Mortgage Brokers Near Me was built out of frustration with the industry status quo slow processes, confusing options, and advice that didn’t always serve the client. We started with a simple promise: to put people first. Today, we connect clients with experienced advisers who genuinely care about making the mortgage process simpler, clearer, and more rewarding.

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Get In Touch We’d love to hear from you!

Contact details

Reach out to us directly via email or phone—we’re here to assist you with any inquiries.

Phone
0203 4884 491

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