Mortgage Broker in Winchester

Clear advice from whole-of-market mortgage broker. Whether you’re buying your first home, remortgaging, or investing in property, we help you secure the right deal without hidden fees from the comfort of your own home or office.
Near you, No matter where you are
More than mortgages, we cover the whole journey
Whole-of-Market
With access to over 90+ lenders
250+
5 Star Reviews

● Near you, No matter where you are
More than mortgages, we cover the whole journey

● Whole-of-Market
With access to over 90+ lenders

● 250+
5 Star Reviews

3000 +
10+
£250M +
Mortgage Protection
First-Time Buyers
Remortgage
Your Local Mortgage Broker & Advisor

Winchester, Hampshire

Expert Mortgage Broker & Advisor in Winchester

Looking to buy, remortgage, or move in Winchester? We offer honest, expert advice and access to the whole UK mortgage market.

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Mortgage Services

Tailored mortgage solutions for every stage of your property journey, whether you're buying your first home, moving, investing, or improving your current property.

Includes:

- First-Time Buyers in

- Residential Mortgages

- Buy-to-Let Mortgages

- Remortgaging

- Home Improvement Mortgages

- Porting Mortgages

- Debt Consolidation Mortgages

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Insurance Solutions

Protect your home, family, and financial future with expertly arranged insurance solutions from our trusted partners.

Includes:

- General Insurance (Home Insurance)

Mortgage Protection:

- Life Insurance

- Critical Illness Insurance

- Income Protection

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Property Support

From surveys to solicitors and removals, we connect you with trusted professionals to ensure a smooth property transaction.

Includes:

- RICS Surveys (Level 2 – Home Buyers, Level 3 – Full Structural)

- Solicitors (Partner Firms for Buying/Selling)

- Selling or Buying (Recommended Estate Agents)

- Removals (Partnered Firms)

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Wealth & Estate Planning

Plan for the future with expert financial advice and will-writing services to safeguard your legacy.

Includes:

- Wills (Recommended Will Writers)

- Financial Advice (Wealth & Investment Planning, Tax Efficiency)

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Local Mortgage Market Insights from a Leading

Winchester, Hampshire

Mortgage Broker

Get In Touch

Explore

Winchester is known for its rich history and vibrant community. From young professionals to downsizers, the local market is competitive and diverse and getting the right mortgage support can make all the difference.
01
House price trends
House prices in Winchester are higher than average for Hampshire, with detached and period properties often commanding premiums. The city remains desirable for its schools, culture, and transport links.
02
First-time buyer activity
First-time buyers in Winchester often rely on family support or shared ownership to step onto the ladder. We help make the process achievable with clear advice and lender guidance.
03
Remortgaging trends
Remortgaging is popular in Winchester as many homeowners look to switch from higher fixed rates or release equity for renovations or investments.
04
Buy-to-let activity
Buy-to-let is active thanks to student demand and professionals commuting into London or Basingstoke. Strong yields exist in the surrounding villages and suburbs.

Why Choose an Independent Mortgage Broker in Winchester, Hampshire?

Working with a broker gives you access to the full market and expert insight into mortgage options that suit your unique needs.

Access to exclusive deals not found online
Personal advice tailored to your situation
Clarity and confidence at every step
Regulated, independent, and client-first approach
New owner holding the key to their house after using MBNM to assist with their mortgage

At Mortgage Brokers Near Me

At Mortgage Brokers Near Me, we’ve helped Winchester buyers make confident decisions at every life stage.

10+

Years of Expertise

90+

Lenders To Compare

7000+

Buyers supported

5*

Rating on Google

Our Process

Our simple, clear four-step process takes you from enquiry to mortgage offer with zero stress and full transparency.

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Consultation

We start with a friendly chat to understand your goals, situation, and what you’re looking to achieve. Whether that’s buying your first home or remortgaging.

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Search

We compare mortgage deals from over 90 lenders to find the most suitable option tailored to your circumstances and long-term goals.

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Submit

We handle the full application process, from paperwork to lender communications. Keeping you updated at every stage.

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Offer

Once approved, we’ll walk you through the final steps and make sure everything is in place for a smooth handover to your solicitor or agent.

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Need personal support from a Mortgage broker near you?

Contact details

Reach out to us directly via email or phone we’re here to assist you with any inquiries.

Phone
0203 4884 491

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Stay connected and see our latest events, updates, and behind-the-scenes moments.

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FAQs

Quick answers to common questions, get started with confidence.
How much deposit do I need for a mortgage?
Most buyers aim for 5–10%. A bigger deposit (15–25%) can unlock better rates. For buy-to-let, lenders often want 25%+.
What documents will a lender ask for?
Photo ID, proof of address, last 3 months of payslips and bank statements, proof of deposit, details of loans/credit cards. Self-employed/contractors: recent tax calculations/SA302s and tax year overviews (usually 1–2 years), or contract/day-rate evidence.
What costs should I budget for besides the deposit?
Possible extras include lender fees (arrangement/valuation), broker fee (if charged), conveyancing/solicitor, survey, searches, Stamp Duty (if due), moving costs, and insurance.
How long does it take to get a mortgage offer?
Typically 2–4 weeks from full application, sometimes 4–6 if the case is complex. Speed depends on documents, valuation, and solicitor checks.
Can I get a mortgage if I’m self-employed or a contractor?
Yes. Lenders look at consistent income rather than just job type. With the right paperwork (accounts, SA302s, contracts), there are plenty of options.
Should I choose a fixed or a tracker rate?
Fixed gives payment certainty for a set period. Tracker can be cheaper at times but moves with the base rate. The right choice depends on your budget, risk tolerance, and plans.
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