First Time Buyers

First-Time Buyer Mortgage Broker Ashford

Buy your first home in Ashford with expert mortgage guidance from start to finish.

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What is a Buy to Let Mortgage?

A first-time buyer mortgage is a financial product for people purchasing their first home. In Ashford’s fast-growing housing market, it helps buyers with small deposits or complex circumstances secure competitive deals with brokers ensuring the process runs smoothly and lenders are matched to your situation.

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Access to 95% mortgages for new-builds
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Brokers experienced with Help to Buy & First Homes schemes
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Fast-track agreements for chain-free buyers
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Local Market Insight

Ashford is booming thanks to its high-speed rail, regeneration zones, and new housing developments. Its blend of older homes and modern flats draws first-time buyers priced out of London and Maidstone.
01
Demand
Young professionals and families drive demand, especially near schools and train links.
02
Value Increase
Property values in Ashford have increased 12.7% over the past five years, aided by commuter migration and new infrastructure.
03
Average House Price
The average property price in Ashford is £330,000, with flats from around £200,000.
04
Average Rent Price
Rent averages £1,250/month many choose to buy for long-term stability and equity growth.

Why Work With a Broker

Ashford’s range of lenders and property types means getting advice early saves time and money. We find the best fit based on deposit, income, and timeline.

Specialist lenders welcome 5% deposits in new developments.
Brokers experienced with Help to Buy & First Homes schemes
We move quickly so chain-free buyers can secure popular homes fast.
You’ll work with people who know Ashford’s property cycle and pricing patterns.
Speak with an Expert
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At Mortgage Brokers Near Me

We help first-time buyers across the UK understand their options, avoid common pitfalls, and access deals from the whole market. With clear advice and personal support at every stage, we turn confusion into confidence.

10+

Years of Expertise

We've helped thousands of buyers navigate the process with confidence and clarity.

90+

Members Transformed

We compare deals from across the entire market to find the best fit for you — not just one bank.

2700+

First-time buyers supported

From your first enquiry to moving day, we’re with you every step of the way.

5*

Rating on Google

Our clients trust us for honest advice, fast answers, and a stress-free experience.

Our Process

Our Ashford process includes reviewing affordability, submitting lender matches, and communicating directly with developers and local agents.

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Discovery

We start with a deep dive into your brand, business goals, and what makes you stand out in your industry. This helps us align the site with your audience and objectives.

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Strategy

We map out your site's structure, content flow, and SEO opportunities. Every decision is made with performance and clarity in mind.

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Design

Our team turns the strategy into sleek, modern visuals that reflect your brand and drive action whether that’s bookings, enquiries, or purchases.

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Build & Optimise

We build your site in Webflow, making it fast, responsive, and easy to edit. We also optimise it for Google so you're ready to rank from day one.

FAQs

Quick answers to common questions, get started with confidence.
Can I get a mortgage while still on probation at work?
Yes, some lenders accept this. We’ll filter based on your job and contract.
How soon can I complete on a new-build?
We’ve helped buyers complete in 6–10 weeks depending on the developer’s readiness.
What if I don’t live in Ashford yet?
That’s fine, many clients relocate. We help you buy remotely with ease.
Can gifted deposits come from abroad?
Yes, with proof and documentation. We’ll guide you through it.
Will a broker improve my mortgage rate?
Often, we can access exclusive products and match you with lenders who favour your profile.
What if my credit score isn’t perfect?
No problem, we work with lenders who accept fair and improving credit.

Why Use MBNM for your First time buyer Mortgage

Our mission

To make mortgages easy for first-time buyers and home movers anywhere in the UK. As a whole of market broker, we’re not tied to any lender, which means we can search across the entire mortgage market to find the right deal for your situation. Our mission is simple: clear advice, stress-free support, and mortgages made easy, no matter where you are in the UK.

Our vision

To become the most trusted name in first-time buyer mortgage support by putting people before percentages. We believe in long-term relationships, honest guidance, and empowering every buyer. Regardless of their background, with the knowledge and tools to succeed.

Our story

Mortgage Brokers Near Me was founded to bridge the gap between everyday buyers and the mortgage world. With years of experience in the industry, we saw how overwhelming the process could be, especially for those doing it for the first time. That’s why we built a service focused on simplicity, education, and real human support.

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Get In Touch We’d love to hear from you!

Contact details

Reach out to us directly via email or phone—we’re here to assist you with any inquiries.

Phone
0203 4884 491

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