Independent mortgage advice for buyers, homeowners and landlords across Manchester, delivered remotely by phone, email or WhatsApp. Access to funding options from over 90 lenders, with clear guidance from first discussion through to completion.

More than mortgages, we cover the whole journey
With access to over 90+ lenders
5 Star Reviews
In mortgages arranged for clients



.png)





.png)


Manchester’s property market has its own pace. Flats in the city centre, terraces in Chorlton, family homes in Didsbury, and new developments around Salford Quays all bring different lending considerations. Many buyers here are balancing deposit size against rising values, especially where income includes commission, overtime or contract work. Others are relocating from elsewhere in the North West and need clarity before committing. In a city with varied property types and lender attitudes, independent advice ensures your situation is matched to a lender that understands it.
Support is provided entirely at a distance, which suits Manchester clients managing work, travel and family commitments. We speak by phone or WhatsApp at times that fit around you. Your documents are reviewed securely, options are explained without jargon, and you are updated regularly so you know exactly where things stand.




Clients across Manchester approach us with different objectives, from securing a first flat to refinancing a substantial loan. Advice is shaped around personal financial circumstances rather than applying a uniform method.
If you are entering the market in areas such as Ancoats or Fallowfield, understanding borrowing limits early prevents wasted time and missed opportunities. We help you move forward with realistic expectations before you start making offers.
Moving from one part of Manchester to another often involves managing a sale and purchase simultaneously. We structure the mortgage carefully to reduce avoidable pressure within the chain.
Where income fluctuates or includes retained company profits, preparation matters. We identify lenders who take a considered view of trading history and ensure documentation supports your application properly.
Investors targeting long-term rental growth in Manchester need clarity on lender stress rates and borrowing limits. We examine the numbers thoroughly before advising how to proceed.
MBNM provides independent mortgage advice with access to over 90 lenders across the market. We are not tied to one bank, and recommendations are based on suitability rather than quotas. Cases are handled from start to finish by an FCA regulated adviser who remains accountable throughout. Whether straightforward or more complex, your mortgage is managed with careful attention and without pressure to proceed.

As an independent broker, MBNM has access to mortgage options from over 90 lenders, giving clients access to deals they won’t find by walking into a single bank.
We regularly handle applications involving self-employed income, remortgaging, buy-to-let properties, and time-sensitive purchases, situations where bank-only advice often falls short.
From your first conversation through to mortgage offer, we handle paperwork, lender queries, and follow-ups, keeping things moving and keeping you informed.
MBNM is FCA regulated and focused on clear, jargon-free advice. No sales pressure, no hidden agendas, just guidance that makes sense for your goals.
We begin with a focused conversation about your plans and finances. Suitable lenders are researched, options are explained clearly, and once you are comfortable, we manage the application on your behalf. Updates are provided consistently until completion.
We start with a straightforward conversation to understand your situation, goals, and timeframe. This helps us assess affordability, lender criteria, and the most suitable mortgage options from the outset.
We compare mortgages across the whole market, reviewing rates, terms, and lender requirements to find an option that fits your circumstances, not just what’s easiest to place.
Once you’re happy, we manage the full application process. That includes paperwork, lender questions, and follow-ups, keeping things progressing without unnecessary delays.
When your mortgage offer is issued, we guide you through the final steps and coordinate with solicitors or agents as needed, right through to completion.
If you have a question, please do not hesitate to reach out!
Possibly. Some lenders apply specific criteria to certain flat types or newer developments. We assess the property details before recommending a lender.
Yes. Larger borrowing levels may require lenders comfortable with higher income multiples. We review affordability carefully before advising.
Yes, although not all lenders treat variable income equally. We approach lenders who assess this income fairly where appropriate.
Yes. We advise on residential purchases, remortgages and investment properties where suitable.
Yes. Advice, document checks and updates are managed remotely by phone or WhatsApp.
The first conversation is free. If a fee applies later, it is explained upfront before proceeding.
If you’re buying, moving, or remortgaging in Farnborough, we’re here to help you understand your options and move forward with confidence. Get in touch for clear, independent mortgage advice tailored to your situation.