Mortgage Broker in Manchester

Independent mortgage advice for buyers, homeowners and landlords across Manchester, delivered remotely by phone, email or WhatsApp. Access to funding options from over 90 lenders, with clear guidance from first discussion through to completion.

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Near you, No matter where you are

More than mortgages, we cover the whole journey

Whole-of-Market

With access to over 90+ lenders

300+

5 Star Reviews

£500+ Million

In mortgages arranged for clients

Mortgage advice for buyers and homeowners in Manchester

Manchester’s property market has its own pace. Flats in the city centre, terraces in Chorlton, family homes in Didsbury, and new developments around Salford Quays all bring different lending considerations. Many buyers here are balancing deposit size against rising values, especially where income includes commission, overtime or contract work. Others are relocating from elsewhere in the North West and need clarity before committing. In a city with varied property types and lender attitudes, independent advice ensures your situation is matched to a lender that understands it.

Support is provided entirely at a distance, which suits Manchester clients managing work, travel and family commitments. We speak by phone or WhatsApp at times that fit around you. Your documents are reviewed securely, options are explained without jargon, and you are updated regularly so you know exactly where things stand.

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Who we help in Manchester?

Clients across Manchester approach us with different objectives, from securing a first flat to refinancing a substantial loan. Advice is shaped around personal financial circumstances rather than applying a uniform method.

First-time buyers in Manchester

If you are entering the market in areas such as Ancoats or Fallowfield, understanding borrowing limits early prevents wasted time and missed opportunities. We help you move forward with realistic expectations before you start making offers.

Home movers in Manchester

Moving from one part of Manchester to another often involves managing a sale and purchase simultaneously. We structure the mortgage carefully to reduce avoidable pressure within the chain.

Self-employed and contractors in Manchester

Where income fluctuates or includes retained company profits, preparation matters. We identify lenders who take a considered view of trading history and ensure documentation supports your application properly.

Buy-to-let investors in Manchester

Investors targeting long-term rental growth in Manchester need clarity on lender stress rates and borrowing limits. We examine the numbers thoroughly before advising how to proceed.

Why choose MBNM as your independent mortgage broker?

MBNM provides independent mortgage advice with access to over 90 lenders across the market. We are not tied to one bank, and recommendations are based on suitability rather than quotas. Cases are handled from start to finish by an FCA regulated adviser who remains accountable throughout. Whether straightforward or more complex, your mortgage is managed with careful attention and without pressure to proceed.

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Whole-of-market, genuinely independent

As an independent broker, MBNM has access to mortgage options from over 90 lenders, giving clients access to deals they won’t find by walking into a single bank.

Experience with real-world cases

We regularly handle applications involving self-employed income, remortgaging, buy-to-let properties, and time-sensitive purchases, situations where bank-only advice often falls short.

We manage the process end to end

From your first conversation through to mortgage offer, we handle paperwork, lender queries, and follow-ups, keeping things moving and keeping you informed.

Regulated, clear, and people-focused

MBNM is FCA regulated and focused on clear, jargon-free advice. No sales pressure, no hidden agendas, just guidance that makes sense for your goals.

A straightforward mortgage process from start to finish

We begin with a focused conversation about your plans and finances. Suitable lenders are researched, options are explained clearly, and once you are comfortable, we manage the application on your behalf. Updates are provided consistently until completion.

Initial conversation

We start with a straightforward conversation to understand your situation, goals, and timeframe. This helps us assess affordability, lender criteria, and the most suitable mortgage options from the outset.

Mortgage search

We compare mortgages across the whole market, reviewing rates, terms, and lender requirements to find an option that fits your circumstances, not just what’s easiest to place.

Application and lender handling

Once you’re happy, we manage the full application process. That includes paperwork, lender questions, and follow-ups, keeping things progressing without unnecessary delays.

Offer and completion support

When your mortgage offer is issued, we guide you through the final steps and coordinate with solicitors or agents as needed, right through to completion.

Mortgage advice in Manchester – common questions

If you have a question, please do not hesitate to reach out!

Speak to an adviser
Can I get a mortgage in Manchester if I am buying a city centre flat?
Are loan amounts in Manchester affected by property values?
Can you help if my income includes commission or bonus?
Do you assist with buy-to-let purchases as well as residential mortgages?
Is everything handled without face-to-face meetings?
Is there a charge for the first discussion?

Speak to a mortgage adviser in Farnborough

If you’re buying, moving, or remortgaging in Farnborough, we’re here to help you understand your options and move forward with confidence. Get in touch for clear, independent mortgage advice tailored to your situation.

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Trusted by home buyers and homeowners across the UK

Real feedback from clients who needed clear advice and a mortgage that actually worked.
Shona Rogers

"After speaking to another broker and being told we had to wait longer to get a mortgage, we landed on Will’s page! We had a unique self employed situation but Will instantly knew how to work our figures and although we weren’t in a position to buy straightaway, Will has given us a path and steps to what we need to make buying our home possible! There is never a straight no from Will, it’s always a ‘not now, but when’. Highly recommend for anyone looking for a mortgage broker in the UK"

Naomi McMillan

"Smoothest process I’ve experienced! Very grateful, thank you team!"

Lydia Searle

"Will worked absolute miracles for me and my partner, my financial situation wasn't great to say the least and I thought there would be absolutely no way that i'd be able to get a mortgage offer. From our first phone call he was so reassuring & positive and I instantly felt a weight had been lifted and that their was finally hope! I don't know how he does it but he managed to secure us a deal within our budget and the whole process was so straight forward. His knowledge is incredible and you can tell he just wants the absolute best for the people he is helping. 100/10 would 100% recommend to anyone I know that is looking to buy without hesitation."

Harrison Jones

"Mortgage Brokers Near Me has been amazing! Super patient and knowledgeable. We've had two properties fall through, but they've stuck with us every step. Highly recommend!"

Paula Evans

"Will is our go-to guy for mortgages for personal and business properties. Excellent communication, very honest and extremely easy to deal with, I couldn't recommend him enough!"

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Chris & Kirsty Charles

"We've had a great experience with Will at MBNM. An easy flow of conversation to ensure we get the best deal available to us, along with advice and help where needed. Highly recommend!"