Remortgage

Remortgage Broker in Richmond

Get expert remortgage advice in Richmond today.

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What is a Remortgaging?

Remortgaging lets you switch your existing mortgage deal. At MBNM, we help Richmond clients secure better rates, access equity, or reduce repayments based on their needs and circumstances.

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Lower monthly repayments
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Whole-market comparisons
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Quick, clear process
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Remortgage Local Market Insight

Richmond property prices average around £850,000. With high mortgage values, even a small rate change can lead to substantial savings. Many residents are remortgaging early in 2025 to lock in stability.
01
fixed-rate deals
Fixed rates offer long-term payment certainty and are ideal during uncertain economic periods or when planning household budgets.
02
Missed Savings Alert
Overpaying on your mortgage? Let’s check if switching now could save you £100s each month.
03
Market Rate Shifts
Local lenders predict further movement on fixed rates by early 2026. Now is a strategic time to act.
04
Local Clients Helped
We’ve supported homeowners across Kew and East Sheen with successful remortgages—often within 4–6 weeks.

Why Work With a Broker

Using a broker ensures the widest choice and personalised support. We guide you from quote to completion.

Market-wide access
Richmond expertise
Simple application
Ongoing support
Get to know us
New owner holding the key to their house after using MBNM to assist with their mortgage

Remortgaging With Mortgage Brokers Near Me

We help homeowners across the UK explore their remortgage options, avoid costly mistakes, and access competitive deals from over 90 lenders. With clear advice and personal support, we make the process simple and stress-free.

10+

Years of Expertise

We've helped thousands of buyers navigate the process with confidence and clarity.

90+

Lenders To Compare

We compare deals from across the entire market to find the best fit for you not just one bank.

2700+

First-time buyers supported

From your first enquiry to moving day, we’re with you every step of the way.

5*

Rating on Google

Our clients trust us for honest advice, fast answers, and a stress-free experience.

Our Remortgage Process

In Richmond, we review your needs and current deal, then search over 90 lenders for your best match.

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Discovery

We start with a quick discovery call to understand your goals. Whether it's reducing monthly payments, avoiding SVR, or switching mortgage types.

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Compare

We search across 90+ UK lenders to find the most suitable remortgage deals based on your credit, property value, and needs.

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Apply

Once you're happy with the option, we handle the paperwork, liaise with the lender, and keep you informed throughout the process.

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Secure

Your new mortgage is secured. Often before your current deal ends, helping you save money and avoid unnecessary rate hikes.

Remortgage FAQs

Quick answers to Remortgage questions, get started with confidence.
What is remortgaging?
It means replacing your current mortgage with a new one—often to get better rates or access funds.
Are there costs to remortgage?
There may be fees like valuation or legal costs, but many deals include free legal or cashback offers.
Can I remortgage with bad credit?
Yes. Some specialist lenders help clients with adverse credit, especially if recent finances have improved.
Is remortgaging worth it?
Often yes—especially if your fixed term is ending or if your lender’s rate is no longer competitive.
How soon before term ends should I remortgage?
Start looking around 3–6 months before expiry. This gives time to complete before your deal ends.
How much equity do I need?
Lenders often require at least 10–15% equity, but we can help you explore options based on your property.

Why Remortgage With Us

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Our mission

To make remortgaging simple, stress-free, and accessible to homeowners across the UK.As a whole-of-market broker, our mission is to help every client find the right deal. Whether you’re looking to save money, switch lenders, or adjust your mortgage to fit life’s changes. We aim to provide clear advice, full transparency, and support from start to finish, no matter where you live or why you’re remortgaging.

Vision

Our vision

We believe remortgaging should work in your favour, not cause confusion or delays. Our vision is a world where homeowners can easily compare options, make informed decisions, and adjust their mortgage as life evolves. Whether you’re switching to a better rate, managing major changes, or simply looking for clarity, we’re here to guide you.

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Our story

MBNM was created to fix what many homeowners found frustrating slow responses, unclear advice, and limited lender options.
We saw too many people stuck on high-interest rates or unsure what to do when their deal ended. So we built a remote-first, whole-of-market brokerage designed for real people. With access to over 90 lenders, we help homeowners across the UK remortgage with confidence, without the hard sell, and always with your best interest at heart.

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Get In Touch We’d love to hear from you!

Contact details

Reach out to us directly via email or phone—we’re here to assist you with any inquiries.

Phone
0203 4884 491

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