Independent mortgage advice for buyers, homeowners, and landlords in Sevenoaks. Access to mortgages from over 90 lenders, with advice handled remotely and communication kept clear and flexible.

More than mortgages, we cover the whole journey
With access to over 90+ lenders
5 Star Reviews
In mortgages arranged for clients



.png)





.png)


Sevenoaks buyers are often dealing with high purchase prices, detailed affordability checks, and lenders paying close attention to income stability. Families stretching budgets, professionals with complex earnings, and homeowners weighing whether to move or refinance all face different pressures. Independent advice matters here because small differences in lender criteria can significantly change what is achievable.
MBNM supports Sevenoaks clients fully remotely, keeping advice structured and predictable. Guidance is provided by phone or WhatsApp, with clear written follow-up where useful, so you are not left second-guessing decisions. The focus is on clarity and planning, not rushing an outcome.




Advice is tailored around individual circumstances, recognising that financial situations and priorities differ widely.
Buying a first home in Sevenoaks often requires careful planning. We help first-time buyers understand borrowing limits early, reducing the risk of unrealistic expectations.
For those moving within Sevenoaks or relocating from nearby areas such as Tonbridge or Otford in Kent, timing is critical. Advice keeps mortgage arrangements aligned with sale and purchase plans.
Business owners and contractors often need lenders who assess income with flexibility. We focus on matching income profiles with lenders prepared to take a practical view.
Investors in Sevenoaks often seek clarity on lender limits, portfolio exposure, and long-term sustainability. Advice supports careful decision-making rather than quick fixes.
MBNM provides whole-of-market mortgage advice with access to over 90 lenders, selected based on suitability rather than convenience. Advice is shaped by real client circumstances, not narrow niches or volume targets. From early planning through to completion, cases are handled end to end. As an FCA-regulated broker, recommendations are clear, transparent, and pressure-free.

As an independent broker, MBNM has access to mortgage options from over 90 lenders, giving clients access to deals they won’t find by walking into a single bank.
We regularly handle applications involving self-employed income, remortgaging, buy-to-let properties, and time-sensitive purchases, situations where bank-only advice often falls short.
From your first conversation through to mortgage offer, we handle paperwork, lender queries, and follow-ups, keeping things moving and keeping you informed.
MBNM is FCA regulated and focused on clear, jargon-free advice. No sales pressure, no hidden agendas, just guidance that makes sense for your goals.
The process begins with understanding your position and priorities, followed by clear options and a practical plan. Applications and lender communication are managed for you, with straightforward updates as progress is made.
We start with a straightforward conversation to understand your situation, goals, and timeframe. This helps us assess affordability, lender criteria, and the most suitable mortgage options from the outset.
We compare mortgages across the whole market, reviewing rates, terms, and lender requirements to find an option that fits your circumstances, not just what’s easiest to place.
Once you’re happy, we manage the full application process. That includes paperwork, lender questions, and follow-ups, keeping things progressing without unnecessary delays.
When your mortgage offer is issued, we guide you through the final steps and coordinate with solicitors or agents as needed, right through to completion.
If you have a question, please do not hesitate to reach out!
Yes. MBNM regularly supports buyers and homeowners in Sevenoaks, with advice delivered remotely across the UK.
The fundamentals are the same, but higher prices and detailed affordability checks in Sevenoaks often make lender choice more important.
Often, yes. A decline usually reflects lender criteria rather than a lack of suitable options.
Yes. Many clients have variable income, multiple properties, or changing circumstances that require careful handling.
Communication is flexible and handled by phone or WhatsApp, with written follow-up where useful.
The first conversation is free. If a fee applies later, it is explained upfront before proceeding.
If you’re buying, moving, or remortgaging in Farnborough, we’re here to help you understand your options and move forward with confidence. Get in touch for clear, independent mortgage advice tailored to your situation.