Remortgage

Remortgage Broker in Gillingham

Expert remortgage advice for Gillingham homeowners.

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What is a Remortgaging?

A remortgage allows you to replace your existing mortgage with a better one. At MBNM, we help Gillingham residents secure better rates, save money, and make informed decisions.

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Flexible mortgage solutions
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Remortgage Local Market Insight

Gillingham’s average house price was £308,000 last year. With rising interest rates, many homeowners are seeking fixed-rate security.
01
fixed-rate deals
A fixed-rate deal protects you from market changes and helps you plan with financial certainty.
02
Missed Savings Alert
Many clients overpay without knowing. Remortgaging could cut your monthly costs significantly.
03
Market Rate Shifts
Rates have shifted upward in 2024. Act now to avoid getting caught by further increases.
04
Local Clients Helped
We've supported clients in Rainham, Twydall, and Hempstead with smart remortgaging tailored to local needs.

Why Work With a Broker

We simplify your remortgage and give you access to a wide lender panel. No stress, just results.

Smart deal comparisons
Experience with Kent lenders
Tailored advice and guidance
Streamlined digital process
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Remortgaging With Mortgage Brokers Near Me

We help homeowners across the UK explore their remortgage options, avoid costly mistakes, and access competitive deals from over 90 lenders. With clear advice and personal support, we make the process simple and stress-free.

10+

Years of Expertise

We've helped thousands of buyers navigate the process with confidence and clarity.

90+

Members Transformed

We compare deals from across the entire market to find the best fit for you not just one bank.

2700+

First-time buyers supported

From your first enquiry to moving day, we’re with you every step of the way.

5*

Rating on Google

Our clients trust us for honest advice, fast answers, and a stress-free experience.

Our Remortgage Process

We know Gillingham’s property trends. Our local approach ensures your remortgage fits your area and goals.

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Discovery

We start with a quick discovery call to understand your goals. Whether it's reducing monthly payments, avoiding SVR, or switching mortgage types.

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Compare

We search across 90+ UK lenders to find the most suitable remortgage deals based on your credit, property value, and needs.

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Apply

Once you're happy with the option, we handle the paperwork, liaise with the lender, and keep you informed throughout the process.

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Secure

Your new mortgage is secured. Often before your current deal ends, helping you save money and avoid unnecessary rate hikes.

Remortgage FAQs

Quick answers to Remortgage questions, get started with confidence.
Can I remortgage early?
Yes, but check for early repayment charges. We can help assess whether it’s still cost-effective.
Do I need to stay with my current lender?
No, you can switch to a new lender if they offer a better rate. We guide the process.
Can I release equity when remortgaging?
Yes, equity release is an option if you want to access funds for renovations or other goals.
Are there no-fee remortgage options?
Yes, many lenders offer free legals and valuations. We’ll help you find deals with the lowest costs.
What documents do I need?
Typically ID, proof of income, bank statements, and mortgage details. We’ll help prepare everything.
What if house prices fall?
Falling prices can affect equity. We help you assess loan-to-value and find appropriate lenders.

Why Remortgage With Us

Our mission

To make remortgaging simple, stress-free, and accessible to homeowners across the UK.As a whole-of-market broker, our mission is to help every client find the right deal. Whether you’re looking to save money, switch lenders, or adjust your mortgage to fit life’s changes. We aim to provide clear advice, full transparency, and support from start to finish, no matter where you live or why you’re remortgaging.

Our vision

We believe remortgaging should work in your favour, not cause confusion or delays. Our vision is a world where homeowners can easily compare options, make informed decisions, and adjust their mortgage as life evolves. Whether you’re switching to a better rate, managing major changes, or simply looking for clarity, we’re here to guide you.

Our story

MBNM was created to fix what many homeowners found frustrating slow responses, unclear advice, and limited lender options.
We saw too many people stuck on high-interest rates or unsure what to do when their deal ended. So we built a remote-first, whole-of-market brokerage designed for real people. With access to over 90 lenders, we help homeowners across the UK remortgage with confidence, without the hard sell, and always with your best interest at heart.

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Get In Touch We’d love to hear from you!

Contact details

Reach out to us directly via email or phone—we’re here to assist you with any inquiries.

Phone
0203 4884 491

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