Independent mortgage advice for buyers, homeowners and landlords in Wokingham, handled remotely by phone or WhatsApp. Access to over 90 lenders, with support tailored to your circumstances from first discussion through to completion.

More than mortgages, we cover the whole journey
With access to over 90+ lenders
5 Star Reviews
In mortgages arranged for clients



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Property decisions in Wokingham often involve strong competition, particularly around family homes near well-regarded schools and commuter routes. Buyers frequently need clarity on how much they can borrow before offering, while homeowners reviewing their mortgage are weighing rising costs against longer-term stability. Independent advice matters here because lender policies vary widely, and headline rates rarely tell the full story. Understanding what a lender will realistically accept avoids delays and disappointment later.
All guidance is delivered remotely, making it easier to fit around work and family life. Conversations happen by phone, with documents and updates shared securely and quickly, often via WhatsApp. Clients in Wokingham and nearby areas such as Finchampstead and Winnersh appreciate being able to ask questions as they arise without waiting for appointments. The approach is steady and practical, keeping things moving without unnecessary pressure.




Every client comes with different income patterns, family commitments and property aims. Advice is shaped around those factors rather than following a fixed template.
For many buying their first home in Wokingham, the main concern is whether their deposit and salary will stretch far enough. We look at affordability early, outline realistic budgets and prepare you before you make an offer.
Moving within Wokingham often means coordinating a sale and purchase at the same time. We ensure mortgage funding aligns with the agreed timelines so you are not left exposed if dates shift.
If your income varies from year to year, lender choice becomes critical. We assess how your accounts are structured and guide you towards lenders comfortable with that profile.
Investors expanding locally tend to focus on long-term returns rather than short-term rate fluctuations. We help structure borrowing so it supports portfolio growth without unnecessary complexity.
MBNM is FCA regulated and independent, with access to mortgages from over 90 lenders. Advice is not restricted to a panel or driven by volume targets. We handle straightforward applications and more complex cases alike, remaining involved from the initial enquiry through to completion. The emphasis is on suitability and clarity, not persuasion.

As an independent broker, MBNM has access to mortgage options from over 90 lenders, giving clients access to deals they won’t find by walking into a single bank.
We regularly handle applications involving self-employed income, remortgaging, buy-to-let properties, and time-sensitive purchases, situations where bank-only advice often falls short.
From your first conversation through to mortgage offer, we handle paperwork, lender queries, and follow-ups, keeping things moving and keeping you informed.
MBNM is FCA regulated and focused on clear, jargon-free advice. No sales pressure, no hidden agendas, just guidance that makes sense for your goals.
We begin by understanding your income, commitments and objectives. Suitable lenders are identified, options are explained clearly, and once you decide to proceed, we manage the application and liaise with the lender until completion. Updates are provided throughout so you are never left wondering what is happening.
We start with a straightforward conversation to understand your situation, goals, and timeframe. This helps us assess affordability, lender criteria, and the most suitable mortgage options from the outset.
We compare mortgages across the whole market, reviewing rates, terms, and lender requirements to find an option that fits your circumstances, not just what’s easiest to place.
Once you’re happy, we manage the full application process. That includes paperwork, lender questions, and follow-ups, keeping things progressing without unnecessary delays.
When your mortgage offer is issued, we guide you through the final steps and coordinate with solicitors or agents as needed, right through to completion.
If you have a question, please do not hesitate to reach out!
Yes. We regularly assist clients purchasing in Wokingham regardless of where they currently reside, with all advice delivered remotely.
Demand can be strong, particularly for family homes. Having borrowing agreed in principle early can strengthen your position when making an offer.
Yes. We have access to a wide range of lenders, including mainstream banks and more specialised providers, depending on your circumstances.
Where criteria allow, additional borrowing can be arranged for home improvements or other purposes, subject to affordability checks.
We monitor progress, respond to lender queries and keep you updated until a formal offer is issued and funds are released.
The first conversation is free. If a fee applies later, it is explained upfront before proceeding.
If you’re buying, moving, or remortgaging in Farnborough, we’re here to help you understand your options and move forward with confidence. Get in touch for clear, independent mortgage advice tailored to your situation.