Remortgage

Remortgage Broker in Kingston upon Thames

Get expert remortgage advice in Kingston upon Thames today.

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What is a Remortgaging?

A remortgage lets you switch your existing mortgage to a new deal. MBNM helps Kingston clients find better rates, reduce repayments, or access equity with expert advice tailored to local circumstances.

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Access better mortgage deals
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Personalised local support
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Fast, expert guidance
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Remortgage Local Market Insight

Kingston’s property market remains strong, with average house prices around £690,000. Many residents on fixed rates ending soon are seeking better remortgage options to offset rate rises forecasted by Q4 2025.
01
fixed-rate deals
Fixed-rate mortgages offer predictability and stability—ideal if you want to avoid potential rate increases in the near future.
02
Missed Savings Alert
Don’t miss out on thousands in potential savings—review your mortgage before rates change.
03
Market Rate Shifts
Interest rates are projected to rise slightly by late 2025—acting now can help secure a better deal.
04
Local Clients Helped
We’ve recently helped clients in Surbiton and Norbiton reduce monthly repayments and consolidate debt through strategic remortgaging.

Why Work With a Broker

A broker compares the entire market for you. We handle the paperwork and find deals aligned to your financial goals.

Whole-of-market access
Local expertise
Faster processing
Transparent advice
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Keys to new home - mortgage brokers near me

Remortgaging With Mortgage Brokers Near Me

We help homeowners across the UK explore their remortgage options, avoid costly mistakes, and access competitive deals from over 90 lenders. With clear advice and personal support, we make the process simple and stress-free.

10+

Years of Expertise

We've helped thousands of buyers navigate the process with confidence and clarity.

90+

Members Transformed

We compare deals from across the entire market to find the best fit for you not just one bank.

2700+

First-time buyers supported

From your first enquiry to moving day, we’re with you every step of the way.

5*

Rating on Google

Our clients trust us for honest advice, fast answers, and a stress-free experience.

Our Remortgage Process

We start with a free review of your current mortgage in Kingston. Then we search top lenders for better offers.

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Discovery

We start with a quick discovery call to understand your goals. Whether it's reducing monthly payments, avoiding SVR, or switching mortgage types.

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Compare

We search across 90+ UK lenders to find the most suitable remortgage deals based on your credit, property value, and needs.

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Apply

Once you're happy with the option, we handle the paperwork, liaise with the lender, and keep you informed throughout the process.

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Secure

Your new mortgage is secured. Often before your current deal ends, helping you save money and avoid unnecessary rate hikes.

Remortgage FAQs

Quick answers to Remortgage questions, get started with confidence.
How long does a remortgage take?
Typically 4–8 weeks depending on complexity, lender, and whether property valuation or legal work is needed.
Do I need a solicitor to remortgage?
Often yes. Some lenders include legal work for free; otherwise, we can refer affordable trusted solicitors.
Can I borrow more on a remortgage?
Yes. You may release equity for home improvements or debt consolidation if affordability checks are met.
Can I remortgage early?
Yes, though early repayment charges may apply. We assess if switching now still saves you money overall.
Will a remortgage affect my credit score?
Not usually. A lender will do a credit check, but this has minimal impact if managed correctly.
How much can I save by remortgaging?
Savings vary, but many clients save hundreds monthly—especially if moving from a high variable rate.

Why Remortgage With Us

Our mission

To make remortgaging simple, stress-free, and accessible to homeowners across the UK.As a whole-of-market broker, our mission is to help every client find the right deal. Whether you’re looking to save money, switch lenders, or adjust your mortgage to fit life’s changes. We aim to provide clear advice, full transparency, and support from start to finish, no matter where you live or why you’re remortgaging.

Our vision

We believe remortgaging should work in your favour, not cause confusion or delays. Our vision is a world where homeowners can easily compare options, make informed decisions, and adjust their mortgage as life evolves. Whether you’re switching to a better rate, managing major changes, or simply looking for clarity, we’re here to guide you.

Our story

MBNM was created to fix what many homeowners found frustrating slow responses, unclear advice, and limited lender options.
We saw too many people stuck on high-interest rates or unsure what to do when their deal ended. So we built a remote-first, whole-of-market brokerage designed for real people. With access to over 90 lenders, we help homeowners across the UK remortgage with confidence, without the hard sell, and always with your best interest at heart.

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Get In Touch We’d love to hear from you!

Contact details

Reach out to us directly via email or phone—we’re here to assist you with any inquiries.

Phone
0203 4884 491

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