First Time Buyers

First-Time Buyer Mortgage Broker Southampton

Buy your first home in Southampton with expert mortgage help and trusted guidance.

Get In Touch

Explore

picture of mortgage broker holding mini home

What is a Buy to Let Mortgage?

A first-time buyer mortgage is designed to help you step onto the property ladder. We guide Southampton buyers from start to finish, with lender access and local insight.

Check Icon
Whole-of-market advice
Check Icon
Fast agreement in principle
Check Icon
Local market expertise
Get Advise

Local Market Insight

Southampton is one of the South Coast’s most in-demand areas, thanks to its strong rental yield, waterside living and affordability compared to surrounding cities.
01
Demand
High among graduates, young professionals and families leaving London for better value.
02
Value Increase
Southampton house prices have grown 12–16% in the past five years, especially in the flat and small-home market.
03
Average House Price
The average property in Southampton is valued at approximately £295,000, with starter homes and flats beginning around £200,000.
04
Average Rent Price
Average rent in Southampton is around £1,200 per month, encouraging many renters to buy instead.

Why Work With a Broker

We help you secure the best mortgage by comparing 90+ lenders, supporting your offer, and simplifying every step of your journey in Southampton.

Local & remote service
Fast agreement in principle
Trusted buyer support
Offer & legal help
Speak with an Expert
Keys to new home - mortgage brokers near me

At Mortgage Brokers Near Me

We help first-time buyers across the UK understand their options, avoid common pitfalls, and access deals from the whole market. With clear advice and personal support at every stage, we turn confusion into confidence.

10+

Years of Expertise

We've helped thousands of buyers navigate the process with confidence and clarity.

90+

Members Transformed

We compare deals from across the entire market to find the best fit for you — not just one bank.

2700+

First-time buyers supported

From your first enquiry to moving day, we’re with you every step of the way.

5*

Rating on Google

Our clients trust us for honest advice, fast answers, and a stress-free experience.

Our Process

We help Southampton buyers submit strong offers, liaise with local agents, and work alongside your solicitor from approval to completion.

Get In Touch

Explore

Background Image
Discovery

We start with a deep dive into your brand, business goals, and what makes you stand out in your industry. This helps us align the site with your audience and objectives.

Background Image
Strategy

We map out your site's structure, content flow, and SEO opportunities. Every decision is made with performance and clarity in mind.

Background Image
Design

Our team turns the strategy into sleek, modern visuals that reflect your brand and drive action whether that’s bookings, enquiries, or purchases.

Background Image
Build & Optimise

We build your site in Webflow, making it fast, responsive, and easy to edit. We also optimise it for Google so you're ready to rank from day one.

FAQs

Quick answers to common questions, get started with confidence.
Can I get a mortgage with a small deposit?
Yes, many lenders offer 5–10% deposit options, and we help you find the best fit.
Do I need to live in Southampton already?
Not at all, we help many buyers relocating for work, family or investment.
What if I’m self-employed?
We help self-employed buyers structure strong applications with the right lenders.
Can I apply before choosing a property?
Yes, we’ll arrange an agreement in principle so you’re ready to view and offer.
Do you help with solicitors?
Yes, we coordinate with your solicitor to streamline completion and avoid delays.
Do mortgage brokers charge a fee?
If any fee applies, we’ll explain it clearly up front most clients pay nothing unless they proceed.

Why Use MBNM for your First time buyer Mortgage

Our mission

To make mortgages easy for first-time buyers and home movers anywhere in the UK. As a whole of market broker, we’re not tied to any lender, which means we can search across the entire mortgage market to find the right deal for your situation. Our mission is simple: clear advice, stress-free support, and mortgages made easy, no matter where you are in the UK.

Our vision

To become the most trusted name in first-time buyer mortgage support by putting people before percentages. We believe in long-term relationships, honest guidance, and empowering every buyer. Regardless of their background, with the knowledge and tools to succeed.

Our story

Mortgage Brokers Near Me was founded to bridge the gap between everyday buyers and the mortgage world. With years of experience in the industry, we saw how overwhelming the process could be, especially for those doing it for the first time. That’s why we built a service focused on simplicity, education, and real human support.

Chat on WhatsApp logo

Get In Touch We’d love to hear from you!

Contact details

Reach out to us directly via email or phone—we’re here to assist you with any inquiries.

Phone
0203 4884 491

Follow us on social media

Stay connected and see our latest events, updates, and behind-the-scenes moments.

Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
Chat IconX icon to exit
Start a conversation
What channel do you prefer?
Send a message
How can we help?
We usually reply within 24-hours.
Thank you!

Your message has been sent!
Oops! Something went wrong while submitting the form.
Use this window to start new conversations.