Mortgage Broker in Folkestone
Independent mortgage advice for people buying and owning property in Folkestone. We work across more than 90 lenders to match lending to real financial situations, handled remotely from start to finish.
More than mortgages, we cover the whole journey
With access to over 90+ lenders
5 Star Reviews
In mortgages arranged for clients
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Mortgage advice shaped around how Folkestone buyers actually move
This advice is for people buying in Folkestone, whether that is a first step onto the ladder, a move closer to the coast, or a longer-term home purchase. Buyers here often face gaps between asking prices and lender affordability, especially when income is not straightforward. Independent advice matters because lender choice directly affects what is genuinely achievable, not just what looks good on paper.
This advice is for people buying in Folkestone, whether that is a first step onto the ladder, a move closer to the coast, or a longer-term home purchase. Buyers here often face gaps between asking prices and lender affordability, especially when income is not straightforward. Independent advice matters because lender choice directly affects what is genuinely achievable, not just what looks good on paper.
Mortgage services available in Folkestone
Who we help in Folkestone?
People buying and owning property in Folkestone rarely fit one mould. Our advice reflects that mortgages should be built around individual situations, not averages.
First-time buyers
If you are buying your first home in Folkestone, we help you understand what lenders will genuinely support so expectations stay realistic throughout the process.
Home movers
Home movers often balance selling and buying at the same time. We help Folkestone homeowners plan lending around timing pressures and budget limits.
Self-employed and contractor
When income does not follow a standard payslip, we focus on clarity and lender suitability rather than guesswork.
Buy-to-let investors
Investors usually want stability and predictability. We help Folkestone landlords choose mortgages that align with rental income and longer-term plans.
Why choose MBNM as your independent mortgage broker?
MBNM is an FCA-regulated, independent mortgage broker with access to mortgages from over 90 lenders. We are not tied to specific products and manage the process from start to finish, keeping advice practical, transparent, and pressure-free.
As an independent broker, MBNM has access to mortgage options from over 90 lenders, giving clients access to deals they won’t find by walking into a single bank.
We regularly handle applications involving self-employed income, remortgaging, buy-to-let properties, and time-sensitive purchases, situations where bank-only advice often falls short.
From your first conversation through to mortgage offer, we handle paperwork, lender queries, and follow-ups, keeping things moving and keeping you informed.
MBNM is FCA regulated and focused on clear, jargon-free advice. No sales pressure, no hidden agendas, just guidance that makes sense for your goals.
A straightforward mortgage process from start to finish
We begin with a free initial conversation to understand your situation. Suitable lenders are identified, options are explained clearly, and the application is handled through to completion.
We start with a straightforward conversation to understand your situation, goals, and timeframe. This helps us assess affordability, lender criteria, and the most suitable mortgage options from the outset.
We compare mortgages across the whole market, reviewing rates, terms, and lender requirements to find an option that fits your circumstances, not just what’s easiest to place.
Once you’re happy, we manage the full application process. That includes paperwork, lender questions, and follow-ups, keeping things progressing without unnecessary delays.
When your mortgage offer is issued, we guide you through the final steps and coordinate with solicitors or agents as needed, right through to completion.
Mortgage questions from Folkestone clients
If you have a question, please do not hesitate to reach out!
Speak to a mortgage adviser in Farnborough
If you’re buying, moving, or remortgaging in Farnborough, we’re here to help you understand your options and move forward with confidence. Get in touch for clear, independent mortgage advice tailored to your situation.
Trusted by home buyers and homeowners across the UK
"After speaking to another broker and being told we had to wait longer to get a mortgage, we landed on Will’s page! We had a unique self employed situation but Will instantly knew how to work our figures and although we weren’t in a position to buy straightaway, Will has given us a path and steps to what we need to make buying our home possible! There is never a straight no from Will, it’s always a ‘not now, but when’. Highly recommend for anyone looking for a mortgage broker in the UK"
"Smoothest process I’ve experienced! Very grateful, thank you team!"
"Will worked absolute miracles for me and my partner, my financial situation wasn't great to say the least and I thought there would be absolutely no way that i'd be able to get a mortgage offer. From our first phone call he was so reassuring & positive and I instantly felt a weight had been lifted and that their was finally hope! I don't know how he does it but he managed to secure us a deal within our budget and the whole process was so straight forward. His knowledge is incredible and you can tell he just wants the absolute best for the people he is helping. 100/10 would 100% recommend to anyone I know that is looking to buy without hesitation."
"Mortgage Brokers Near Me has been amazing! Super patient and knowledgeable. We've had two properties fall through, but they've stuck with us every step. Highly recommend!"
"Will is our go-to guy for mortgages for personal and business properties. Excellent communication, very honest and extremely easy to deal with, I couldn't recommend him enough!"
5.0
"We've had a great experience with Will at MBNM. An easy flow of conversation to ensure we get the best deal available to us, along with advice and help where needed. Highly recommend!"
Your Home (or property) may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it.
Mortgage Brokers Near Me LTD is an Appointed Representative of The Right Mortgage LTD which is authorised and regulated by the Financial Conduct Authority.
The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK. The Financial Conduct Authority does not regulate Will Writing and some forms of Trusts and Buy to Lets. A fee may be charged for mortgage advice. The exact amount will depend on your circumstances.
Mortgage Brokers Near Me LTD are registered in England and Wales with company number 15189091.
C/O The Financial Management Centre, Meads Business Centre, 19 Kingsmead, Farnborough, England, GU14 7SR