Mortgage Broker in Oxford

Buying in Oxford? Whether it’s your first home, a remortgage, or a buy-to-let, our independent advisers give clear guidance and whole-of-market access. So you get the right deal without the stress, all from the comfort of your home or office.

Clear advice from whole-of-market mortgage broker. Whether you’re buying your first home, remortgaging, or investing in property, we help you secure the right deal without hidden fees from the comfort of your own home or office.

Near you, No matter where you are

More than mortgages, we cover the whole journey

Whole-of-Market

With access to over 90+ lenders

250+

5 Star Reviews

● Near you, No matter where you are
More than mortgages, we cover the whole journey

● Whole-of-Market
With access to over 90+ lenders

● 250+
5 Star Reviews

Who To Trust When Buying a House?

Everything You Think You Know About Deposits: Is Wrong!

Mortgage Protection

First-Time Buyers

Your Local Mortgage Broker & Advisor

Oxford, Oxfordshire

Independent Mortgage Broker & Advisor in Oxford

From historic homes to modern flats, we help Oxford clients find the right mortgage with personalised advice and top-tier lenders.

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Mortgage Services

Tailored mortgage advice for Oxford buyers, movers, landlords, and remortgagers. Access to 90+ lenders and secure a deal that fits your plans

Includes:

- First-Time Buyers

- Residential Mortgages

- Buy-to-Let Mortgages

- Remortgaging

- Home Improvement Mortgages

- Porting Mortgages

- Debt Consolidation Mortgages

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Insurance Solutions

Protect your home, family, and income with cover arranged through trusted providers, life, critical illness, income protection, and home insurance.

Includes:

- General Insurance (Home Insurance)

Mortgage Protection:

- Life Insurance

- Critical Illness Insurance

- Income Protection

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Property Support

Surveys, solicitors, estate agents, and removals. Everything you need for a smooth Oxford transaction.

Includes:

- RICS Surveys (Level 2 – Home Buyers, Level 3 – Full Structural)

- Solicitors (Partner Firms for Buying/Selling)

- Selling or Buying (Recommended Estate Agents)

- Removals (Partnered Firms)

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Wealth & Estate Planning

Plan ahead with will-writing and financial guidance to protect your assets and legacy.

Includes:

- Wills (Recommended Will Writers)

- Financial Advice (Wealth & Investment Planning, Tax Efficiency)

Local Mortgage Market Insights from a Leading

Oxford, Oxfordshire

Mortgage Broker

Oxford Mortgage Market: Quick Insights

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Oxford’s market moves quickly, from period terraces in Jericho to new builds in Headington and Kidlington. With average prices north of £500k and strong rental demand, tailored advice and fast execution matter. We’ll help you compare lenders, structure your application, and move with confidence.

01

House price trends

Averages remain above £500k; family homes and well-located flats move fast.

02

First-time buyer activity

Steep entry prices, schemes and precise lender matching help.

03

Remortgaging trends

Common for equity release and rate optimisation.

04

Buy-to-let activity

Student and professional demand underpins yields near universities and hospitals.

Who We Help

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First-time Buyers in

Oxford, Oxfordshire

Clear steps, realistic budgets, and lender matching.

Moving House in

Oxford, Oxfordshire

Porting or switching with timelines aligned to your chain.

Older borrowers in

Oxford, Oxfordshire

Later-life and RIO options explained simply.

Shared ownership & Help to Buy in

Oxford, Oxfordshire

Help to Buy and Shared Ownership in Oxford is complex – we make it simple.

Remortgaging Homeowners in

Oxford, Oxfordshire

Lock better rates or release equity with minimal hassle.

Self-employed applicants in

Oxford, Oxfordshire

Present income the way lenders want to see it.

Buy-to-let investors in

Oxford, Oxfordshire

Finance built for student/professional lets.

Why Choose an Independent Mortgage Broker in Oxford, Oxfordshire?

Choosing a mortgage broker in Oxford is about trust. We’re independent, FCA-regulated, and compare 90+ lenders. With 10+ years of experience and 250+ five-star reviews, you’ll get one point of contact, fast answers, and transparent advice from enquiry to offer.

Whole-of-market lending access

Mortgage advice tailored to you

Support with paperwork and timing

Ongoing guidance through the process

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New owner holding the key to their house after using MBNM to assist with their mortgage

At Mortgage Brokers Near Me

At Mortgage Brokers Near Me, we bring clarity and control to Oxford clients navigating the housing market.

10+

Years of Expertise

90+

Lenders To Compare

7000+

Buyers supported

5*

Rating on Google

Our Process

We guide Oxford clients through four clear steps from first chat to keys.

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Consultation

We start with a friendly chat to understand your goals, situation, and what you’re looking to achieve. Whether that’s buying your first home or remortgaging.

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Search

We compare mortgage deals from over 90 lenders to find the most suitable option tailored to your circumstances and long-term goals.

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Submit

We handle the full application process, from paperwork to lender communications. Keeping you updated at every stage.

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Offer

Once approved, we’ll walk you through the final steps and make sure everything is in place for a smooth handover to your solicitor or agent.

FAQs

Quick answers to common questions, get started with confidence.

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How much deposit do I need in Oxford?

Most buyers start from 5–10%. Larger deposits (15–25%) can unlock better rates especially on higher-value Oxford properties.

Do you charge a fee?

Initial advice is free. If a broker fee applies, we’ll agree it upfront no surprises.

I’m a researcher/contractor will lenders accept my income?

Usually, yes. We’ll package your income (fixed-term, grant-based, day rate, or limited-company dividends) for lenders who understand it.

Can you help with student-let or professional-let buy-to-let in Oxford?

Yes. We work with lenders comfortable with student lets and HMOs near the universities and hospitals.

How fast can I get an Agreement in Principle?

Often the same day once we have your info.

Fixed or tracker, what’s best right now?

It depends on budget and risk tolerance. We’ll model payments under each and help you choose.

Get in touch.

Whether you have questions about our services, need support, or want to share your feedback, our dedicated team is here to assist you every step of the way.

Email

will.sharman@mbnm.co.uk

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Copyright © 2025 Mortgage Brokers Near Me - All Rights Reserved.

Mortgage Brokers Near Me LTD is an Appointed Representative of The Right Mortgage LTD which is authorised and regulated by the Financial Conduct Authority. The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK. The Financial Conduct Authority does not regulate Will Writing and some forms of Trusts and Buy to Lets.  A fee may be charged for mortgage advice. The exact amount will depend on your circumstances.



Your Home (or property) may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it.

Mortgage Brokers Near Me LTD are registered in England and Wales with company number 15189091.

C/O The Financial Management Centre, Meads Business Centre, 19 Kingsmead, Farnborough, England, GU14 7SR

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