Renovation mortgage

Renovation Mortgage Broker in Walton-on-Thames

Tailored renovation mortgage support in Walton-on-Thames to fund your property upgrade or extension.

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What is a Renovation mortgage?

A renovation mortgage can help fund upgrades, extensions or full refurbishments. At MBNM, we guide you through lender options and help secure suitable terms for your project.

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Upgrade your current property
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Access equity to fund works
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Trusted local mortgage experts
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Local Market Insight

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Walton-on-Thames is known for its desirable homes and strong property values. Renovations here are often focused on extensions or modernising interiors — we support clients with the right lending options to increase both functionality and value.
01
Renovation Demand
Growing demand driven by lifestyle upgrades and expanding families looking to enhance existing space.
02
Planning Applications
Elmbridge Borough received over 700 residential planning applications in 2023, many for rear extensions and loft conversions.
03
Avg Renovation Budget
The average full-house renovation in Walton-on-Thames is estimated at £70,000–£100,000 depending on project scope.
04
Home Value Uplift Potential
Loft conversions and kitchen extensions here can add 8–12% to a home’s value, depending on area and finish.

Why Work With a Broker

We simplify complex mortgage options, find the best fit for your renovation needs, and support your application start to finish.

Expert renovation funding advice
Access to specialist lenders
Support with planning & costs
Faster approvals with broker help
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New owner holding the key to their house after using MBNM to assist with their mortgage

At Mortgage Brokers Near Me

At Mortgage Brokers Near Me, we simplify the process with local, expert support you can trust. Whether you're buying your first home, remortgaging for a better rate, or funding a renovation, our advisers connect you with competitive lenders tailored to your goals. Straightforward advice, no jargon just mortgages that work for you.

10+

Years of Expertise

We've helped thousands of buyers navigate the process with confidence and clarity.

90+

Lenders To Compare

We compare deals from across the entire market to find the best fit for you — not just one bank.

2700+

First-time buyers supported

From your first enquiry to moving day, we’re with you every step of the way.

5*

Rating on Google

Our clients trust us for honest advice, fast answers, and a stress-free experience.

We make launching your new website simple and stress-free without endless delays or confusion. Here’s how we take your site from concept to conversion-ready:

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Discovery

We start with a free, no obligation chat to understand your goals, timeline, and budget.

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Strategy

We scan the market including specialist and high-street lenders to find deals that match your needs.

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Application Support

From paperwork to lender requirements, we guide you through every step to ensure a smooth process.

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Mortgage Secured

Once approved, we help finalise the deal and stay in touch through to completion (and beyond if needed).

FAQs

Quick answers to common questions, get started with confidence.

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How much deposit is needed for a renovation mortgage?
It depends on the property and works planned, but 15–25% is typical. We help calculate and explain what’s needed.
Can I remortgage to pay for a renovation?
Absolutely. If you’ve built up equity, we can help you remortgage to unlock funds for home improvements.
Can self-employed applicants get approved easily?
Yes — we assist with SA302s, accountant letters and present your income clearly to lenders.
Can I get a mortgage if I’m renovating an uninhabitable property?
Yes — some lenders specialise in this. We'll guide you to those offering stage release or refurbishment loans.
Are renovation mortgages available for listed properties?
Yes, although more complex. We’ll help you navigate lender requirements and conservation rules.
Do I need full planning permission in place?
Not always — but if you have it, we can access better mortgage options aligned to your approved plans.

Why Choose Us MBNM For your Renovation Mortgage

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Our mission

Our mission is to help people across the UK make smarter mortgage decisions. From first-time buyers to experienced homeowners, we offer tailored advice, expert support, and a commitment to getting the right outcome for every client.

Vision

Our vision

At Mortgage Brokers Near Me, our vision is simple to make mortgage advice clear, accessible, and genuinely helpful. We started this journey after seeing too many people overwhelmed by confusing options, slow responses, and generic advice. Our mission is to change that by offering expert, transparent guidance that’s tailored to your goals. Whether you're buying your first home, renovating a property, or looking to remortgage, we’re here to simplify the process and support you every step of the way.

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Our story

Mortgage Brokers Near Me was built out of frustration with the industry status quo slow processes, confusing options, and advice that didn’t always serve the client. We started with a simple promise: to put people first. Today, we connect clients with experienced advisers who genuinely care about making the mortgage process simpler, clearer, and more rewarding.

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Get In Touch We’d love to hear from you!

Contact details

Reach out to us directly via email or phone—we’re here to assist you with any inquiries.

Phone
0203 4884 491

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