Expert Fracture Cover Linked to Your Mortgage Journey

Fracture Cover with Mortgage Brokers Near Me

Added peace of mind for you and your family while arranging your mortgage

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What is Fracture Cover? (Paragraph)

Fracture cover is an insurance policy that pays out a lump sum if you suffer a broken bone due to an accident. While not a replacement for full income protection, it can help cover immediate expenses such as bills, childcare, or mortgage payments during your recovery. At MBNM, we help you understand how fracture cover fits into your wider financial protection plan.

Who It's for:

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Homebuyers who want additional peace of mind while securing a mortgage
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Families looking for low-cost accident cover alongside life or mortgage protection
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Individuals with active lifestyles or physically demanding jobs
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Homeowners seeking short-term financial support if they suffer an injury

How Mortgage Brokers Near Me Simplifies

Fracture Cover

We see fracture cover as part of a wider financial safety net, not a standalone product. Our advisors explain how it complements life cover and income protection, helping you make an informed choice.

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Our Step-by-Step Fracture Cover Process

We make arranging fracture cover simple. While we’re setting up your mortgage, we review your protection needs and help you decide if fracture cover is right for you. If you want it, we source the best policy and handle the paperwork. You stay informed at every step, with cover ready as soon as your mortgage completes.
01
Apply Online
Apply online – tell us about your mortgage and protection needs
02
We Work Our Magic
We review options – check the best fracture cover policies for you
03
Submit Your Application
Set up cover – align it with your mortgage plan and budget
04
Accept Your Offer
Peace of mind – you’re protected from day one of moving in

Why Choose Mortgage brokers near me?

Supporting homeowners across the UK with expert mortgage and protection advice, built on years of experience and trusted partnerships with insurers.

Built Around Your Mortgage
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Quick Setup During Application
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At Mortgage Brokers Near Me

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FAQs

Quick answers to common questions, get started with confidence.
What does fracture cover include?
Fracture cover pays out a cash lump sum if you suffer a broken bone covered under the policy, including arms, legs, collarbones and more. It’s designed for quick financial support, not full income replacement.
Is fracture cover expensive?
Policies are usually affordable, often costing just a few pounds a month, depending on your age and level of cover required.
How does it link to my mortgage?
Fracture cover is optional but can be arranged alongside your mortgage, ensuring financial security if an accident affects your ability to work or meet payments.
Can I get fracture cover without life insurance?
Yes, fracture cover is available as a standalone policy or alongside other protection products like life insurance or income protection.
Does fracture cover apply to sports injuries?
Most policies cover accidents from sports, but extreme or professional sports may be excluded. We review terms so you know exactly what is and isn’t included.
Can I claim multiple times?
Yes, most fracture cover policies allow multiple claims, though there may be a limit on the number of claims within a year. We’ll clarify these details when setting up your policy.
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