Trusted Mortgage Broker for First Time Buyers

Mortgage Brokers Near Me – First Time Buyer Mortgages

Helping first-time buyers get on the property ladder with confidence.

Get Your First Time Buyers Mortgage Quote Today

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What is a First-Time Buyer Mortgage?

A first-time buyer mortgage is for people purchasing their first home. Lenders look at your income, deposit, and credit history to work out what you can borrow. The right advice can help you secure a better deal and move into your first house sooner.

Who It's for:

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People buying their first home in the South East
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Renters ready to switch from renting to owning
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Couples or individuals looking for their first joint mortgage
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First-time buyers needing help with government schemes or low deposits

Our Step-by-Step First Time Buyers Process

We make getting your first mortgage simple and stress-free. Here’s how our process works:
01
Apply Online
Tell us about your income, deposit, and home goals
02
We Work Our Magic
Compare the best first-time buyer mortgage options for you
03
Submit Your Application
We handle the paperwork and speak to the lender
04
Accept Your Offer
We support you through to completion and getting your keys

Why Choose Mortgage brokers near me?

Supporting first-time buyers across the South East of England, combining local knowledge with whole-of-market expertise to secure the best first mortgage deals.

FCA regulated and trusted by first-time buyers across the South East
Access to hundreds of lenders, including exclusive first buyer mortgage deals
Clear advice on schemes like Help to Buy or shared ownership
Proven results – helping renters become homeowners faster

Speak to an Adviser Today

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At Mortgage Brokers Near Me

10+

Years of Expertise

We've helped thousands of buyers navigate the process with confidence and clarity.

90+

Lenders To Compare

We compare deals from across the entire market to find the best fit for you not just one bank.

2700+

First-time buyers supported

From your first enquiry to moving day, we’re with you every step of the way.

5*

Rating on Google

Our clients trust us for honest advice, fast answers, and a stress-free experience.

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FAQs

Quick answers to common questions, get started with confidence.
How much deposit do I need for a first-time buyer mortgage?
Most first-time buyer mortgages need at least 5–10% deposit. A bigger deposit often gives you access to better rates and more lenders.
How much can I borrow for my first mortgage?
It depends on your income, expenses and deposit. We compare lenders’ affordability checks to find your maximum borrowing potential.
Do I need a mortgage broker for my first home?
A broker gives you access to more lenders, explains everything clearly, and handles the paperwork – making buying your first home far less stressful.
What government schemes are available for first-time buyers?
Schemes like shared ownership and First Homes can help with lower deposits or discounts. We’ll check what you’re eligible for.
Is it better to get a fixed or variable rate for my first mortgage?
Fixed rates give payment stability, variable rates can save money if interest rates fall. We’ll explain the pros and help you choose.
Can I get a first-time buyer mortgage if I have limited savings?
Yes. There are options for first-time buyers with smaller deposits, including 5% deposit mortgages and certain government schemes. We’ll explain what’s realistic for your situation and help you plan the right approach.
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Get In Touch We’d love to hear from you!

Contact details

Reach out to us directly via email or phone—we’re here to assist you with any inquiries.

Phone
0203 4884 491

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