Protect Your Income, Protect Your Future

Income Protection Insurance

Cover your income so your mortgage and bills stay paid, even if you can’t work

Get Your Income Protection Mortgage Quote Today

Mortgage Brokers Near Me logo
Thank you for Choosing Mortgage Brokers near me. Our team will be in touch with in 24 hours.
Oops! Something went wrong while submitting the form. Please try again.
picture of mortgage broker holding mini home

What is Income Protection Insurance?

Income protection is an insurance policy that pays you a percentage of your income if you’re unable to work due to illness or injury. It’s designed to help with essentials like your mortgage, household bills, and everyday living costs until you recover or reach the end of the policy term. Unlike short‑term payment protection, this cover offers longer‑term security. Which is why many homeowners consider it alongside their mortgage planning.

Who It's for:

Check Icon
Homeowners who want reassurance that their mortgage stays paid during illness or injury
Check Icon
First‑time buyers planning ahead for future responsibilities
Check Icon
Families who rely on one main income and need ongoing financial security
Check Icon
Self‑employed workers without access to employer sick pay

How Mortgage Brokers Near Me Simplifies

Income Protection

At Mortgage Brokers Near Me, we do more than compare policies. We look at your income, commitments, and mortgage needs to make sure the cover truly protects your lifestyle. We explain how income protection works in plain English and ensure you understand what you’re paying for. By working closely with trusted insurers, we can arrange fair, reliable policies that give you confidence if life takes an unexpected turn.

Ready to Apply

Explore

Our Step-by-Step Income Protection Process

We make income protection simple. First, we look at your situation. Income, dependents, and mortgage commitments. Then we explore whether this cover is suitable for you, explain the options, and guide you through setting it up alongside your mortgage. Everything is clear, quick, and built around your goals.
01
Apply Online
We review the whole market to find a policy that fits your needs and budget
02
We Work Our Magic
Straightforward advice, with no jargon or hidden small print
03
Submit Your Application
Support in aligning cover with your mortgage so nothing’s missed
04
Accept Your Offer
UK‑wide expertise with personal service tailored to your circumstances

Why Choose Mortgage brokers near me?

At Mortgage Brokers Near Me, we do more than compare quotes. We understand your financial commitments, explain how income protection fits into your mortgage plan, and ensure you get cover that genuinely supports you if the unexpected happens.

Tailored to your needs: We assess your income, outgoings, and mortgage commitments to recommend cover that truly fits.
Clear explanations: We cut through jargon, explaining policy terms and benefits in plain English so you know exactly what you’re getting.
Strong insurer network: Our relationships with top UK insurers help secure competitive terms and flexible cover options.
Integrated with your mortgage: We align your income protection with your mortgage plan, so everything works together seamlessly.

Speak to an Adviser Today

Mortgage Brokers Near Me logo
Thank you for Choosing Mortgage Brokers near me. Our team will be in touch with in 24 hours.
Oops! Something went wrong while submitting the form. Please try again.

At Mortgage Brokers Near Me

10+

Years of Expertise

We've helped thousands of buyers navigate the process with confidence and clarity.

90+

Lenders To Compare

We compare deals from across the entire market to find the best fit for you not just one bank.

2700+

First-time buyers supported

From your first enquiry to moving day, we’re with you every step of the way.

5*

Rating on Google

Our clients trust us for honest advice, fast answers, and a stress-free experience.

[Mortgage Tools & Guides]

Mortgage Tools & Guides

Get started online

Explore

Mortgage Brokers Near Me logo with service name 'blog'
Mortgage Brokers Near Me logo with service name 'calculators'
Mortgage Brokers Near Me logo with text 'about'

FAQs

Quick answers to common questions, get started with confidence.
What is income protection insurance?
It’s an insurance policy that pays you a percentage of your salary if you’re unable to work due to illness or injury.
Is income protection insurance worth it?
For many homeowners and families. Yes, it can prevent financial stress and help keep your mortgage payments on track.
Can I combine income protection with other policies?
Yes, many clients use it alongside life insurance or critical illness cover for broader protection.
Do I need income protection insurance?
It depends on your situation. If you don’t have significant savings or employer sick pay, this cover can provide vital financial stability.
How does income protection work?
You pay a monthly premium. If you can’t work, the policy pays a percentage of your income (usually 50–70%) until you recover or the policy ends.
Is income protection the same as critical illness cover?
No. Critical illness pays a lump sum for certain conditions, while income protection gives regular payments until you return to work.
Chat on WhatsApp logo

Get In Touch We’d love to hear from you!

Contact details

Reach out to us directly via email or phone—we’re here to assist you with any inquiries.

Phone
0203 4884 491

Follow us on social media

Stay connected and see our latest events, updates, and behind-the-scenes moments.

Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
Chat IconX icon to exit
Start a conversation
What channel do you prefer?
Send a message
How can we help?
We usually reply within 24-hours.
Thank you!

Your message has been sent!
Oops! Something went wrong while submitting the form.
Use this window to start new conversations.