A buy to let mortgage is designed for properties you plan to rent out rather than live in yourself. Lenders check your personal finances and the potential rental income to ensure the mortgage is affordable, using something called a rental stress test. These mortgages typically require a larger deposit (around 20–25%) and have slightly different criteria than standard residential loans. With the right advice, you can choose a product that fits your goals, keeps costs low, and supports future investments.
Choosing the right buy to let mortgage broker can make a huge difference to your investment returns. At Mortgage Brokers Near Me, we combine whole‑market access, specialist landlord knowledge and FCA-regulated advice to help property investors at every stage. From first-time landlords to experienced portfolio owners.
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