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Mortgage Brokers Near Me – Home Improvement Loans

Helping homeowners fund renovations through remortgaging or additional borrowing.

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What is a Home Improvement Mortgage?

A home improvement mortgage usually involves remortgaging your property or borrowing extra from your existing lender to fund renovations. This can be used for extensions, new kitchens, or major refurbishments. The right advice ensures you borrow affordably without overstretching your budget.

Who It's for:

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Homeowners looking to borrow extra for renovations or extensions
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People remortgaging to fund improvements rather than using personal loans
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Families upgrading their current home instead of moving
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Homeowners wanting expert guidance on affordability and lender criteria

Our Step-by-Step Home Improvement Loans Process

We make borrowing for home improvements straightforward. We review your current mortgage, assess your renovation goals, and find the best borrowing options. Whether that’s a remortgage or additional loan with your current lender.
01
Apply Online
We assess your current mortgage and renovation plans
02
We Work Our Magic
Check if remortgaging or additional borrowing is better
03
Submit Your Application
Manage paperwork and liaise with the lender for you
04
Accept Your Offer
Guide you through to completion so you can start renovations

Why Choose Mortgage brokers near me?

Supporting homeowners across the South East of England with expert advice on remortgaging and borrowing for home improvements.

FCA regulated and trusted by South East homeowners for renovation finance
Expert advice on borrowing extra or remortgaging for home improvements
Clear guidance on affordability, fees, and lender requirements
Proven results

Speak to an Adviser Today

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At Mortgage Brokers Near Me

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FAQs

Quick answers to common questions, get started with confidence.
Can I remortgage to pay for home improvements?
Yes. Many homeowners remortgage to release equity for renovations, which can be more affordable than personal loans or credit cards.
What types of home improvements can I fund this way?
Extensions, loft conversions, new kitchens, and other major upgrades are common. Lenders usually require details of the planned work.
Will borrowing extra affect my monthly payments?
Yes, additional borrowing or a remortgage increases your balance. We ensure you understand the new payments and find the most affordable deal.
Is it better to remortgage or take an additional loan for renovations?
It depends on your circumstances. Remortgaging may offer better rates, while additional borrowing can be quicker. We compare both options for you.
Do I need equity to borrow for renovations?
Yes, lenders will look at how much equity you have and whether the improvements increase the property’s value.
Do I need planning permission before applying for extra borrowing?
Not always. For larger projects, lenders may request planning approval or builder quotes. We’ll guide you on what documents you need.
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Contact details

Reach out to us directly via email or phone—we’re here to assist you with any inquiries.

Phone
0203 4884 491

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