Trusted Critical Illness Cover, Backed by Experienced Mortgage Specialists

Critical Illness Cover with Mortgage Brokers Near Me

Protect your mortgage and family from life’s unexpected challenges

Get Your Critical Illness Cover Mortgage Quote Today

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What is Critical Illness Cover?

Critical illness cover provides a tax-free lump sum if you’re diagnosed with a serious medical condition listed in your policy, such as cancer, heart attack, or stroke. It’s designed to help you keep up with mortgage payments, household bills, or lifestyle costs during a difficult time. At MBNM, we tailor this cover to fit your life, your mortgage, and your family’s needs.

Who It's for:

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Homeowners who want protection in case of serious illness
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First-time buyers securing their first mortgage
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Families with dependants needing financial safety nets
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Couples with joint mortgages wanting peace of mind

How Mortgage Brokers Near Me Simplifies

Critical Illness Cover

At Mortgage Brokers Near Me, we simplify what can feel like a complicated decision. We break down the jargon, compare policies from trusted insurers, and make sure you only pay for cover that fits your needs. With clear explanations and proactive updates, you can focus on your mortgage while knowing your family’s protection is taken care of.

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Our Step-by-Step Critical Illness Cover Process

We make setting up critical illness cover simple. We start by understanding your mortgage and family commitments, then compare providers to find a policy that fits your needs and budget. Once chosen, we handle the paperwork and stay available for reviews as your life changes.
01
Apply Online
Tell us about your mortgage, income, and family situation
02
We Work Our Magic
We compare insurers and find policies that meet your needs
03
Submit Your Application
We explain your options clearly and help you choose the right cover
04
Accept Your Offer
We manage your application and provide ongoing support after setup

Why Choose Mortgage brokers near me?

At Mortgage Brokers Near Me, we understand that critical illness cover is about more than just financial protection. It’s about giving you and your family peace of mind if the unexpected happens. Our team takes the time to understand your situation, explain the details in plain English, and find cover that genuinely meets your needs.

Independent brokers with whole-of-market access to insurers
Expertise in helping homeowners and first-time buyers across the UK
Clear, transparent guidance every step of the way
Flexible cover options to suit different budgets and needs

Speak to an Adviser Today

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At Mortgage Brokers Near Me

10+

Years of Expertise

We've helped thousands of buyers navigate the process with confidence and clarity.

90+

Lenders To Compare

We compare deals from across the entire market to find the best fit for you not just one bank.

2700+

First-time buyers supported

From your first enquiry to moving day, we’re with you every step of the way.

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Our clients trust us for honest advice, fast answers, and a stress-free experience.

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FAQs

Quick answers to common questions, get started with confidence.
Do I need critical illness cover if I already have life insurance?
Yes – life insurance only pays out if you pass away, while critical illness cover supports you if you survive but are unable to work due to a serious illness.
Can I combine life insurance and critical illness cover?
Absolutely. Many of our clients choose combined policies for complete protection, often saving money compared to buying separate cover.
Does it pay out monthly or as a lump sum?
Critical illness cover typically pays out a lump sum, giving you flexibility to pay off your mortgage or cover other costs as you choose.
What conditions are usually covered?
Most policies cover major illnesses like cancer, heart attacks, and strokes. Some include additional conditions, so we’ll review the fine print to ensure it meets your needs.
How much cover do I need?
This depends on your mortgage balance, family expenses, and income. We’ll calculate a figure that ensures you and your loved ones remain financially secure.
Can I get cover with pre-existing conditions?
It’s possible, but terms can vary between insurers. We work with multiple providers to find cover tailored to your health history.
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Contact details

Reach out to us directly via email or phone—we’re here to assist you with any inquiries.

Phone
0203 4884 491

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