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Mortgage Brokers Near Me – Residential Mortgages

Helping home movers and first-time buyers secure the right residential mortgage.

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What is a Residential Mortgage?

A residential mortgage is for people buying a home to live in. It’s always a new application. Whether you’re a first-time buyer, moving house, or switching to a better deal with a different lender. We find the right option based on your deposit, income, and long-term plans.

Who It's for:

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First-time buyers looking to purchase their first home
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Existing homeowners moving to a new property with a fresh mortgage deal
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Homeowners remortgaging to a better rate or new lender
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People wanting clear advice on fixed, tracker, or variable residential mortgages

Our Step-by-Step Residential Mortgages Process

Applying for a residential mortgage can feel overwhelming, especially if you’re moving home or buying for the first time. We simplify the process by comparing the whole market, explaining your options clearly, and guiding you every step of the way so nothing gets missed.
01
Apply Online
Tell us about your income, deposit, and property plans so we understand exactly what you need.
02
We Work Our Magic
Using whole‑of‑market access, we research the best residential mortgage options suited to your situation.
03
Submit Your Application
We prepare and manage the paperwork, liaising directly with the lender to keep things moving smoothly.
04
Accept Your Offer
Once approved, we guide you through the final steps until you have the keys to your new home.

Why Choose Mortgage brokers near me?

Supporting home buyers across the South East of England. Whether its your first or seventh move. We combining local expertise with whole-of-market access to secure the best residential mortgage deals.

FCA regulated and trusted by homeowners across the South East
Access to hundreds of lenders
Clear guidance on rates, deposits, and affordability checks
Proven results, helping people secure homes faster and with less stress

Speak to an Adviser Today

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At Mortgage Brokers Near Me

10+

Years of Expertise

We've helped thousands of buyers navigate the process with confidence and clarity.

90+

Lenders To Compare

We compare deals from across the entire market to find the best fit for you not just one bank.

2700+

First-time buyers supported

From your first enquiry to moving day, we’re with you every step of the way.

5*

Rating on Google

Our clients trust us for honest advice, fast answers, and a stress-free experience.

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FAQs

Quick answers to common questions, get started with confidence.
What is the difference between a residential mortgage and a buy to let mortgage?
A residential mortgage is for a home you’ll live in, while buy to let is for renting out a property. Lenders assess them differently and have separate criteria.
Can first-time buyers get residential mortgages?
Yes. Residential mortgages are the standard option for first-time buyers purchasing their first home. We help you compare rates and find the right deal.
Can I switch lenders when remortgaging to a new home?
Yes, switching lenders can open up better rates or products. We compare your options across the market to find the most suitable deal.
Do I need a new mortgage if I’m moving home?
Yes, unless you’re porting your current mortgage (which we cover separately). Most people apply for a new residential mortgage when moving.
How much deposit do I need for a residential mortgage?
Most lenders require at least 5–10% deposit. A larger deposit often unlocks lower interest rates and more options.
What documents do I need for a residential mortgage application?
Typically you’ll need ID, proof of income, bank statements, and details of your deposit. We’ll guide you through exactly what’s required for your lender.
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Contact details

Reach out to us directly via email or phone—we’re here to assist you with any inquiries.

Phone
0203 4884 491

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