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Porting (Moving Home)

Taking your mortgage with you when you move.

🏡 Moving Home? Let Us Take the Stress Out of Your Mortgage

Moving house is exciting, but it can also be one of the most stressful life events — whether it’s your first move or your fifth. At Mortgage Brokers Near Me, we’re here to guide you through every step of the mortgage process, so moving into your new home is as smooth and stress-free as possible. 🚚✨

🏠 Mortgages for Home Movers – We’ve Got You Covered

Whether you’re upsizing for a growing family, downsizing for a simpler life, relocating for work, or just ready for a fresh start, we’re here to help you find the perfect mortgage deal that fits your current needs and future goals. 🏡💼

Even if you've been through the process before, it doesn’t always get easier. In fact, selling your current home while buying another can make things more complicated. That’s where we come in — to simplify the process, save you time, and remove any uncertainty. 🙌💼

📊 Your Mortgage Needs May Have Changed

As life changes, so do your financial needs. The mortgage that worked for your old home might not be the best fit for your new one. That’s why we reassess your current situation, helping you find a mortgage that aligns with your lifestyle now — and where you’re heading. 🚀💰

🔄 Porting Your Existing Mortgage

Did you know that many mortgages today are portable? This means you could transfer your current mortgage to your new home. If you’re on a good fixed-rate deal, this could save you money and help you avoid early repayment charges. 💵🏠

However, porting still requires approval from your lender, and if you need to borrow more, the additional amount may have different terms. This could mean two mortgage sub-accounts with different end dates — something we’ll fully explain to make sure it’s the right choice for you. 🔍📅

🔑 Switching to a New Lender

Sometimes, moving to a new lender can offer better rates or more suitable terms, especially if your financial situation has changed. While there may be early repayment fees with your current lender, our experienced brokers will help you weigh all your options. We’ll make sure you understand the pros and cons of switching, helping you make the best decision — financially and practically. 💡💳

📝 What You Need to Do Next

Here’s a simple plan to get your move started:

  1. Find out how much you can borrow
    Get your current property valued (we recommend speaking to at least three estate agents), then talk to us for a clear picture of your mortgage affordability. 💬💰
  2. List your property for sale
    Once you have an Agreement in Principle and a realistic sale price, put your current home on the market with an estate agent. 🏠📈
  3. Contact Mortgage Brokers Near Me
    As soon as your offer is accepted on your new home, we’ll take care of your mortgage application — whether you’re porting your current mortgage or applying for a new one. 📝🔑
  4. Choose a trusted solicitor
    Legal work is a crucial part of the moving process. Not sure where to turn? No problem. We can recommend trusted solicitors to help things move quickly and smoothly. ⚖️💼

💬 Why Choose Mortgage Brokers Near Me?

  • ✔️ Independent & Whole-of-Market Advice
  • ✔️ Remote Support – Wherever You Are in the UK
  • ✔️ Tailored Mortgage Solutions Based on Your Circumstances
  • ✔️ Ongoing Support – Not Just for One Move, But for Life
  • ✔️ Friendly, Experienced Brokers Who Actually Listen

Ready to make your move? Book a free consultation with one of our expert mortgage brokers today! 📅🔑

📞 Call us: 0203 4884 491
📧 Email:
will.sharman@mbnm.co.uk
🗓️ Book a meeting: 
Click Here

Your home may be repossessed if you do not keep up repayments on your mortgage.

No matter where you are in the UK, our dedicated team is readily available to assist you.

[Why Chose Us]

Why homeowners choose us for mortgage porting?

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Expert Guidance on Eligibility & Process
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Avoid Early Repayment Fees & Higher Rates
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Hassle-Free Mortgage Transfer
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Support with Additional Borrowing If Needed

FAQs

Can I port my mortgage to any property?
Do I have to pay fees when porting my mortgage?
Can I borrow more when porting my mortgage?
How long does the porting process take?
What if my financial situation has changed since taking out my mortgage?
Is porting always the best option?
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