Protect your mortgage with cover that puts your family first

Mortgage Protection Insurance

Life cover designed to secure your home and your family’s future

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What is Mortgage Protection Insurance?

Mortgage protection insurance is a type of life cover designed to repay your mortgage if you pass away during the policy term. It gives your family financial security, ensuring they can stay in the home without worrying about monthly repayments. We tailor the cover to your mortgage balance, whether you have a single or joint mortgage, and guide you on whether decreasing cover (aligned to your repayment mortgage) or level cover is best for your circumstances.

Who It's for:

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Homeowners looking to clear their mortgage if they pass away
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Couples arranging joint mortgage protection insurance
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Families who want affordable cover tied to their repayment mortgage
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People wanting expert advice on the right protection and lender options

How Mortgage Brokers Near Me Simplifies

Mortgage Protection

At Mortgage Brokers Near Me, we combine mortgage expertise with protection advice, so your cover actually works with your mortgage. We explain the options decreasing cover, level cover, joint policies – and tailor everything to your loan, term and family needs.

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Our Step-by-Step Mortgage Protection Process

Protecting your mortgage doesn’t need to be complicated. We explain every step, handle the paperwork, and ensure your cover starts as soon as your mortgage does – so there’s no gap in protection.
01
Apply Online
Tell us about your mortgage, family situation and budget.
02
We Work Our Magic
We compare leading insurers to find cover that meets your needs.
03
Submit Your Application
We manage the application and make sure your policy starts at the right time.
04
Accept Your Offer
We review your cover at remortgage or life changes to keep you fully protected.

Why Choose Mortgage brokers near me?

Unlike comparison sites, we don’t just sell you the cheapest policy. We make sure it’s the right one. Our advice bridges the gap between mortgage and protection, so your family never faces unnecessary risk.

Local expertise across the South East with whole‑of‑market reach
Specialists in combining mortgages and protection advice
Proven track record helping families secure their future
Clear, supportive communication every step of the way

Speak to an Adviser Today

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At Mortgage Brokers Near Me

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Years of Expertise

We've helped thousands of buyers navigate the process with confidence and clarity.

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Lenders To Compare

We compare deals from across the entire market to find the best fit for you not just one bank.

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First-time buyers supported

From your first enquiry to moving day, we’re with you every step of the way.

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Our clients trust us for honest advice, fast answers, and a stress-free experience.

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FAQs

Quick answers to common questions, get started with confidence.
What does mortgage protection insurance cover?
It pays out a lump sum to clear your mortgage if you die during the policy term. This means your family can stay in the home without worrying about repayments.
Can couples get joint mortgage protection insurance?
Yes, joint cover is common and often cheaper than two single policies. It pays out on the first death, ensuring the mortgage is cleared for the surviving partner.
Does mortgage protection cover critical illness too?
Not automatically. Critical illness cover can be added if you want a payout for conditions like cancer or heart attack. We’ll explain costs and options.
Do I need mortgage protection if I already have life insurance?
Possibly not, but many people choose mortgage protection as it’s tailored to their mortgage balance, making it more cost‑effective than a general life policy.
Is the payout fixed or does it reduce over time?
You can choose level cover (fixed payout) or decreasing cover (reduces with your mortgage). We’ll help you pick the right one for your mortgage type.
When should I arrange mortgage protection?
Ideally before or alongside your mortgage application. That way, the policy starts at the same time as your repayments, keeping you protected from day one.
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Contact details

Reach out to us directly via email or phone—we’re here to assist you with any inquiries.

Phone
0203 4884 491

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