Remortgage

Remortgage Broker Guildford

Explore smart remortgage options in Guildford.

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What is a Remortgaging?

A remortgage lets you switch your current mortgage to a new deal—often to reduce costs or release equity. At MBNM, we help homeowners in Guildford secure better rates, avoid fees, and manage the full remortgage process with expert support.

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Tailored mortgage advice
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Competitive remortgage rates
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Local market insights
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Remortgage Local Market Insight

Guildford's average house price is around £525,000. Many homeowners here can benefit from remortgaging before rates change again.
01
fixed-rate deals
Secure peace of mind with fixed monthly payments.
02
Missed Savings Alert
You might be overpaying without knowing it. Check your remortgage options now.
03
Market Rate Shifts
Guildford has seen minor increases in interest rates this quarter. Remortgaging now could lock in better deals.
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Local Clients Helped
We’ve supported clients in Burpham, Stoughton, and Onslow Village with smarter remortgage options.

Why Work With a Broker

We compare the whole market to find you better remortgage rates. Our experts handle the process for you.

Unbiased mortgage comparison
Faster processing times
Trusted local knowledge
No hidden broker fees
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Remortgaging With Mortgage Brokers Near Me

We help homeowners across the UK explore their remortgage options, avoid costly mistakes, and access competitive deals from over 90 lenders. With clear advice and personal support, we make the process simple and stress-free.

10+

Years of Expertise

We've helped thousands of buyers navigate the process with confidence and clarity.

90+

Members Transformed

We compare deals from across the entire market to find the best fit for you not just one bank.

2700+

First-time buyers supported

From your first enquiry to moving day, we’re with you every step of the way.

5*

Rating on Google

Our clients trust us for honest advice, fast answers, and a stress-free experience.

Our Remortgage Process

We’ll assess your current Guildford mortgage, compare top remortgage rates, and handle the switch seamlessly.

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Discovery

We start with a quick discovery call to understand your goals. Whether it's reducing monthly payments, avoiding SVR, or switching mortgage types.

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Compare

We search across 90+ UK lenders to find the most suitable remortgage deals based on your credit, property value, and needs.

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Apply

Once you're happy with the option, we handle the paperwork, liaise with the lender, and keep you informed throughout the process.

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Secure

Your new mortgage is secured. Often before your current deal ends, helping you save money and avoid unnecessary rate hikes.

Remortgage FAQs

Quick answers to Remortgage questions, get started with confidence.
Can I remortgage early?
Yes, but check for early repayment charges and whether better deals justify switching now.
Do I need a solicitor to remortgage?
Most remortgages require legal work. Some lenders offer free legal services.
Will remortgaging affect my credit score?
Yes, slightly. A hard credit check is part of the application process, but the impact is minimal.
How long does remortgaging take?
On average, 4–8 weeks. We ensure it’s fast and stress-free.
Can I remortgage with bad credit?
Yes, options exist. We specialise in finding suitable lenders even with less-than-perfect credit.
What documents do I need to remortgage?
Typically ID, proof of income, bank statements, and details of your current mortgage.

Why Remortgage With Us

Our mission

To make remortgaging simple, stress-free, and accessible to homeowners across the UK.As a whole-of-market broker, our mission is to help every client find the right deal. Whether you’re looking to save money, switch lenders, or adjust your mortgage to fit life’s changes. We aim to provide clear advice, full transparency, and support from start to finish, no matter where you live or why you’re remortgaging.

Our vision

We believe remortgaging should work in your favour, not cause confusion or delays. Our vision is a world where homeowners can easily compare options, make informed decisions, and adjust their mortgage as life evolves. Whether you’re switching to a better rate, managing major changes, or simply looking for clarity, we’re here to guide you.

Our story

MBNM was created to fix what many homeowners found frustrating slow responses, unclear advice, and limited lender options.
We saw too many people stuck on high-interest rates or unsure what to do when their deal ended. So we built a remote-first, whole-of-market brokerage designed for real people. With access to over 90 lenders, we help homeowners across the UK remortgage with confidence, without the hard sell, and always with your best interest at heart.

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Get In Touch We’d love to hear from you!

Contact details

Reach out to us directly via email or phone—we’re here to assist you with any inquiries.

Phone
0203 4884 491

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