Renovation mortgage

Renovation Mortgage Broker in Reading

Unlock tailored renovation mortgage options in Reading – perfect for home improvements, refurbishments, or fixer-uppers.

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What is a Renovation mortgage?

A renovation mortgage helps you fund home improvements, major upgrades or structural changes to your property. At Mortgage Brokers Near Me, we connect Reading homeowners and buyers with flexible finance options designed to support every type of renovation – from minor makeovers to full-scale refurbishments.

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Borrowing for renovation work
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Flexible property improvement options
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Access to exclusive lender deals
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Local Market Insight

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Reading continues to be a prime location for property investment and renovation. With consistent planning application activity, homeowners are clearly investing in upgrades and extensions. Renovation projects in Reading benefit from strong commuter demand and rising values. Mortgage Brokers Near Me specialises in navigating renovation finance here, ensuring you unlock the most suitable option for your needs.
01
Renovation Demand
Reading’s renovation market is thriving due to strong resale values and growing demand from buyers looking for move-in-ready homes.
02
Planning Applications
Reading Borough Council approved 1,240+ residential planning applications last year, many tied to extensions or renovations.
03
Avg Renovation Budget
The typical renovation mortgage borrower in Reading seeks £45,000–£85,000 for works ranging from kitchens to loft conversions.
04
Home Value Uplift Potential
Well-planned renovations in Reading can boost property value by 15%–22% depending on the area and project type.

Why Work With a Broker

Navigating renovation lending criteria can be tricky, we compare lenders, guide you through planning-related steps, and secure terms that suit your goals.

Expert renovation mortgage advice
Fast access to improvement finance
Support with complex applications
Options for self-employed homeowners
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New owner holding the key to their house after using MBNM to assist with their mortgage

At Mortgage Brokers Near Me

At Mortgage Brokers Near Me, we simplify the process with local, expert support you can trust. Whether you're buying your first home, remortgaging for a better rate, or funding a renovation, our advisers connect you with competitive lenders tailored to your goals. Straightforward advice, no jargon just mortgages that work for you.

10+

Years of Expertise

We've helped thousands of buyers navigate the process with confidence and clarity.

90+

Lenders To Compare

We compare deals from across the entire market to find the best fit for you — not just one bank.

2700+

First-time buyers supported

From your first enquiry to moving day, we’re with you every step of the way.

5*

Rating on Google

Our clients trust us for honest advice, fast answers, and a stress-free experience.

We make launching your new website simple and stress-free without endless delays or confusion. Here’s how we take your site from concept to conversion-ready:

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Discovery

We start with a free, no obligation chat to understand your goals, timeline, and budget.

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Strategy

We scan the market including specialist and high-street lenders to find deals that match your needs.

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Application Support

From paperwork to lender requirements, we guide you through every step to ensure a smooth process.

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Mortgage Secured

Once approved, we help finalise the deal and stay in touch through to completion (and beyond if needed).

FAQs

Quick answers to common questions, get started with confidence.

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Can I get a renovation mortgage with bad credit?
Yes, some lenders offer renovation mortgage options for applicants with less-than-perfect credit. We'll match you with the right provider.
Do I need planning permission first?
Not always. For structural changes, yes, but cosmetic updates often don’t. We guide you through what's needed based on your project.
Are renovation mortgage rates higher?
They can be slightly higher due to risk, but we compare deals to ensure you still access cost-effective funding tailored to your plans.
How much can I borrow for home improvements?
It depends on your income, property value, and the type of works. We help you understand your limits and lender expectations early on.
Can I remortgage for a kitchen extension?
Absolutely, many clients remortgage to unlock funds for kitchen or open-plan living upgrades. We'll help find the best rate.
Do lenders accept estimated renovation costs?
Yes, provided they're from a recognised contractor or quantity surveyor. We help gather and present accurate costings to lenders.

Why Choose Us MBNM For your Renovation Mortgage

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Our mission

Our mission is to help people across the UK make smarter mortgage decisions. From first-time buyers to experienced homeowners, we offer tailored advice, expert support, and a commitment to getting the right outcome for every client.

Vision

Our vision

At Mortgage Brokers Near Me, our vision is simple to make mortgage advice clear, accessible, and genuinely helpful. We started this journey after seeing too many people overwhelmed by confusing options, slow responses, and generic advice. Our mission is to change that by offering expert, transparent guidance that’s tailored to your goals. Whether you're buying your first home, renovating a property, or looking to remortgage, we’re here to simplify the process and support you every step of the way.

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Our story

Mortgage Brokers Near Me was built out of frustration with the industry status quo slow processes, confusing options, and advice that didn’t always serve the client. We started with a simple promise: to put people first. Today, we connect clients with experienced advisers who genuinely care about making the mortgage process simpler, clearer, and more rewarding.

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Get In Touch We’d love to hear from you!

Contact details

Reach out to us directly via email or phone—we’re here to assist you with any inquiries.

Phone
0203 4884 491

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