Renovation mortgage

Renovation Mortgage Broker in Wokingham

Renovation mortgage support in Wokingham — for upgrading, remortgaging, or renovating a home with real potential.

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What is a Renovation mortgage?

A renovation mortgage gives you access to funding for property improvements — including upgrades, extensions, or full refurbishments. In Wokingham, MBNM helps clients secure the right mortgage based on their project scope, income type, and planning position.

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Improve older or dated homes
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Release funds with remortgage
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Expert help for complex cases
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Local Market Insight

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Wokingham’s blend of period homes and 1960s estates makes it ideal for renovation. Areas like Woosehill and Emmbrook have seen increased planning activity as residents upgrade rather than move. MBNM supports this trend with bespoke renovation finance advice tailored to local needs.
01
Renovation Demand
With high demand and limited stock, many Wokingham owners are improving their homes instead of relocating — especially for growing family needs.
02
Planning Applications
Wokingham Borough Council received over 510 residential applications last year, with lofts, rear extensions, and modernisation work among the most frequent.
03
Avg Renovation Budget
Wokingham home upgrades often range from £60,000–£90,000, depending on the area and the quality of work involved.
04
Home Value Uplift Potential
Refurbishments in Wokingham typically increase home values by 9–12%, especially kitchen reconfigurations and lofts.

Why Work With a Broker

We provide access to renovation-specific mortgage lenders and make the process easier — including property review, application support & lender matching.

Lenders for renovation-ready homes
Access equity to upgrade
Support for unmodernised stock
Fast-tracked application process
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New owner holding the key to their house after using MBNM to assist with their mortgage

At Mortgage Brokers Near Me

At Mortgage Brokers Near Me, we simplify the process with local, expert support you can trust. Whether you're buying your first home, remortgaging for a better rate, or funding a renovation, our advisers connect you with competitive lenders tailored to your goals. Straightforward advice, no jargon just mortgages that work for you.

10+

Years of Expertise

We've helped thousands of buyers navigate the process with confidence and clarity.

90+

Lenders To Compare

We compare deals from across the entire market to find the best fit for you — not just one bank.

2700+

First-time buyers supported

From your first enquiry to moving day, we’re with you every step of the way.

5*

Rating on Google

Our clients trust us for honest advice, fast answers, and a stress-free experience.

We make launching your new website simple and stress-free without endless delays or confusion. Here’s how we take your site from concept to conversion-ready:

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Discovery

We start with a free, no obligation chat to understand your goals, timeline, and budget.

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Strategy

We scan the market including specialist and high-street lenders to find deals that match your needs.

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Application Support

From paperwork to lender requirements, we guide you through every step to ensure a smooth process.

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Mortgage Secured

Once approved, we help finalise the deal and stay in touch through to completion (and beyond if needed).

FAQs

Quick answers to common questions, get started with confidence.

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What deposit do I need for a renovation mortgage?
Typically between 10–25% depending on your project. Some lenders allow for staged payments.
Can I release equity through remortgaging?
Yes. We help Wokingham clients remortgage to unlock funds for extensions, insulation upgrades, or full renovations.
Do you help self-employed applicants?
Yes — we support you with income documentation and connect you to lenders who work with self-employed borrowers.
Can I borrow for a house that needs modernisation?
Yes. Many lenders are open to unmodernised properties — especially if your renovation plans are clear.
Is a renovation mortgage right for lofts or rear extensions?
Definitely — these are among the most common uses of renovation finance in this area.
Are there lenders who support planning-permission-approved works?
Absolutely — we match clients to lenders who understand the process and are happy to fund works with planning already secured.

Why Choose Us MBNM For your Renovation Mortgage

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Our mission

Our mission is to help people across the UK make smarter mortgage decisions. From first-time buyers to experienced homeowners, we offer tailored advice, expert support, and a commitment to getting the right outcome for every client.

Vision

Our vision

At Mortgage Brokers Near Me, our vision is simple to make mortgage advice clear, accessible, and genuinely helpful. We started this journey after seeing too many people overwhelmed by confusing options, slow responses, and generic advice. Our mission is to change that by offering expert, transparent guidance that’s tailored to your goals. Whether you're buying your first home, renovating a property, or looking to remortgage, we’re here to simplify the process and support you every step of the way.

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Our story

Mortgage Brokers Near Me was built out of frustration with the industry status quo slow processes, confusing options, and advice that didn’t always serve the client. We started with a simple promise: to put people first. Today, we connect clients with experienced advisers who genuinely care about making the mortgage process simpler, clearer, and more rewarding.

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Get In Touch We’d love to hear from you!

Contact details

Reach out to us directly via email or phone—we’re here to assist you with any inquiries.

Phone
0203 4884 491

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