Renovation mortgage

Renovation Mortgage Broker in Thatcham

Need funding for a renovation in Thatcham? We help homeowners & buyers upgrade with flexible mortgage solutions.

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What is a Renovation mortgage?

A renovation mortgage is ideal when you’re improving a property — whether you’re a homeowner extending or a buyer modernising a fixer-upper. MBNM supports Thatcham clients with lender matching, remortgage guidance, and full renovation-focused advice.

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Equity release for improvements
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Buy-to-renovate support
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Local renovation mortgage experts
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Local Market Insight

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Thatcham has seen steady interest in home improvements, particularly in the suburbs and around Kennet School. Families are expanding lofts, reworking interiors, or creating open-plan living. MBNM brings lender expertise to help residents fund improvements smartly.
01
Renovation Demand
Older homes and 1970s semis are popular for modernisation in Thatcham — especially among growing families.
02
Planning Applications
West Berkshire Council approved over 460 planning applications in 2023 from the Thatcham area for extensions & upgrades.
03
Avg Renovation Budget
Homeowners in Thatcham typically spend between £45,000–£85,000 on major upgrades or layout changes.
04
Home Value Uplift Potential
Thoughtful improvements can boost home values in Thatcham by 8–12%, depending on work type and finish.

Why Work With a Broker

We help Thatcham homeowners and buyers simplify the mortgage process — finding lenders who support renovation needs.

Access to specialist lenders
Full planning support
Fast-track mortgage approvals
Equity release advice
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New owner holding the key to their house after using MBNM to assist with their mortgage

At Mortgage Brokers Near Me

At Mortgage Brokers Near Me, we simplify the process with local, expert support you can trust. Whether you're buying your first home, remortgaging for a better rate, or funding a renovation, our advisers connect you with competitive lenders tailored to your goals. Straightforward advice, no jargon just mortgages that work for you.

10+

Years of Expertise

We've helped thousands of buyers navigate the process with confidence and clarity.

90+

Members Transformed

We compare deals from across the entire market to find the best fit for you — not just one bank.

2700+

First-time buyers supported

From your first enquiry to moving day, we’re with you every step of the way.

5*

Rating on Google

Our clients trust us for honest advice, fast answers, and a stress-free experience.

We make launching your new website simple and stress-free without endless delays or confusion. Here’s how we take your site from concept to conversion-ready:

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Discovery

We start with a free, no obligation chat to understand your goals, timeline, and budget.

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Strategy

We scan the market including specialist and high-street lenders to find deals that match your needs.

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Application Support

From paperwork to lender requirements, we guide you through every step to ensure a smooth process.

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Mortgage Secured

Once approved, we help finalise the deal and stay in touch through to completion (and beyond if needed).

FAQs

Quick answers to common questions, get started with confidence.

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Can I get a mortgage before renovation planning is done?
Yes — we can explore lender options based on your estimated plans and adjust once permission is granted.
How much equity do I need?
It varies, but we’ll help you calculate available equity and borrowing capacity.
Are valuations based on the current or future value?
Some lenders consider future value — we help you apply to the right ones.
Will lenders accept older properties?
Many do — especially in areas like Thatcham where 1960s–1980s homes are commonly upgraded.
Can first-time buyers access renovation loans?
Yes — if you're buying a fixer-upper, we match you with lenders who support improvement projects.
Can I still apply if work has already started?
Possibly — we’ll check lender policies and advise based on your renovation stage.

Why Choose Us MBNM For your Renovation Mortgage

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Our mission

Our mission is to help people across the UK make smarter mortgage decisions. From first-time buyers to experienced homeowners, we offer tailored advice, expert support, and a commitment to getting the right outcome for every client.

Vision

Our vision

At Mortgage Brokers Near Me, our vision is simple to make mortgage advice clear, accessible, and genuinely helpful. We started this journey after seeing too many people overwhelmed by confusing options, slow responses, and generic advice. Our mission is to change that by offering expert, transparent guidance that’s tailored to your goals. Whether you're buying your first home, renovating a property, or looking to remortgage, we’re here to simplify the process and support you every step of the way.

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Our story

Mortgage Brokers Near Me was built out of frustration with the industry status quo slow processes, confusing options, and advice that didn’t always serve the client. We started with a simple promise: to put people first. Today, we connect clients with experienced advisers who genuinely care about making the mortgage process simpler, clearer, and more rewarding.

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Get In Touch We’d love to hear from you!

Contact details

Reach out to us directly via email or phone—we’re here to assist you with any inquiries.

Phone
0203 4884 491

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