Renovation mortgage

Renovation Mortgage Broker in Guildford

Get expert help securing a renovation mortgage in Guildford for your next home upgrade or extension.

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What is a Renovation mortgage?

Renovation mortgages allow homeowners and buyers to borrow funds to improve or restore properties. At MBNM, we help Guildford clients match with lenders that support renovations — from loft extensions to full internal refits.

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Funding for lofts & extensions
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Support for period home upgrades
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Trusted with local lenders
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Local Market Insight

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Guildford’s blend of period homes and expanding new developments creates strong demand for renovation funding. MBNM works with residents to unlock property potential through well-matched mortgage solutions.
01
Renovation Demand
Popular works include energy upgrades, kitchen expansions, and full refurbishments in terraced homes.
02
Planning Applications
Guildford Borough Council recorded over 1,200 residential planning applications in 2023, with many for home improvements.
03
Avg Renovation Budget
Typical project budgets in Guildford range from £50,000 to £100,000+ depending on scope.
04
Home Value Uplift Potential
Extensions and upgrades can add 10–18% to Guildford property values, especially in sought-after postcodes.

Why Work With a Broker

We know the local property landscape and match you with lenders who support your renovation scope.

Property-specific funding advice
Help navigating planning rules
Local renovation expertise
Access to high-LTV lenders
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New owner holding the key to their house after using MBNM to assist with their mortgage

At Mortgage Brokers Near Me

At Mortgage Brokers Near Me, we simplify the process with local, expert support you can trust. Whether you're buying your first home, remortgaging for a better rate, or funding a renovation, our advisers connect you with competitive lenders tailored to your goals. Straightforward advice, no jargon just mortgages that work for you.

10+

Years of Expertise

We've helped thousands of buyers navigate the process with confidence and clarity.

90+

Lenders To Compare

We compare deals from across the entire market to find the best fit for you — not just one bank.

2700+

First-time buyers supported

From your first enquiry to moving day, we’re with you every step of the way.

5*

Rating on Google

Our clients trust us for honest advice, fast answers, and a stress-free experience.

We make launching your new website simple and stress-free without endless delays or confusion. Here’s how we take your site from concept to conversion-ready:

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Discovery

We start with a free, no obligation chat to understand your goals, timeline, and budget.

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Strategy

We scan the market including specialist and high-street lenders to find deals that match your needs.

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Application Support

From paperwork to lender requirements, we guide you through every step to ensure a smooth process.

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Mortgage Secured

Once approved, we help finalise the deal and stay in touch through to completion (and beyond if needed).

FAQs

Quick answers to common questions, get started with confidence.

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Can I get a mortgage before work starts?
Yes — many lenders fund based on submitted plans or planning permission.
Can I roll costs into the mortgage?
Some lenders allow this — we’ll advise based on your budget and plans.
Can I get approved if I’m self-employed?
Yes — we guide self-employed clients on how to present income properly.
What if my house is uninhabitable?
We work with lenders who fund renovation properties that need serious work.
Do I need a builder quote?
Yes — most renovation lenders will need quotes or cost breakdowns.
How long does it take to secure funding?
With paperwork in order, approval can take 1–3 weeks. We help you stay on track.

Why Choose Us MBNM For your Renovation Mortgage

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Our mission

Our mission is to help people across the UK make smarter mortgage decisions. From first-time buyers to experienced homeowners, we offer tailored advice, expert support, and a commitment to getting the right outcome for every client.

Vision

Our vision

At Mortgage Brokers Near Me, our vision is simple to make mortgage advice clear, accessible, and genuinely helpful. We started this journey after seeing too many people overwhelmed by confusing options, slow responses, and generic advice. Our mission is to change that by offering expert, transparent guidance that’s tailored to your goals. Whether you're buying your first home, renovating a property, or looking to remortgage, we’re here to simplify the process and support you every step of the way.

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Our story

Mortgage Brokers Near Me was built out of frustration with the industry status quo slow processes, confusing options, and advice that didn’t always serve the client. We started with a simple promise: to put people first. Today, we connect clients with experienced advisers who genuinely care about making the mortgage process simpler, clearer, and more rewarding.

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Get In Touch We’d love to hear from you!

Contact details

Reach out to us directly via email or phone—we’re here to assist you with any inquiries.

Phone
0203 4884 491

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