First Time Buyers

First-Time Buyer Mortgage Broker Reading

Expert first-time buyer mortgage advice in Reading — made simple and stress-free.

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What is a Buy to Let Mortgage?

A first-time buyer mortgage is designed for people purchasing their first property. It’s based on your income, deposit, and credit profile, and opens the door to owning your first home. At Mortgage Brokers Near Me, we specialise in helping first-time buyers across Reading, combining years of experience with access to the whole market to ensure you get advice you can trust.

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Whole of market access
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Support from offer to completion
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Expert advice, clearly explained
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Local Market Insight

Reading’s property market continues to attract first-time buyers thanks to its strong transport links, vibrant community, and more affordable house prices compared to nearby London. With increasing demand and a steady rise in property values, it’s an ideal place to get onto the property ladder.
01
Demand
Reading has consistently high rental and resale demand, driven by commuters, students, and local professionals.
02
Value Increase
Property values in Reading have grown by around 19% over the past five years, reflecting a strong upward trend.
03
Average House Price
As of 2024, the average property price in Reading is approximately £365,000, with flats starting around £240,000.
04
Average Rent Price
The average monthly rent in Reading is around £1,250, making affordability key for first-time buyers entering the market.

Why Work With a Broker

Working with a whole of market mortgage broker means you’re not limited to one lender. We compare options from over 90 providers and give you personal guidance to help you secure the right mortgage — with less stress and more confidence.

Access to 90+ lenders
Support from offer to completion
Dedicated broker support
Fast, clear mortgage advice
Speak with an Expert
New owner holding the key to their house after using MBNM to assist with their mortgage

At Mortgage Brokers Near Me

We help first-time buyers across the UK understand their options, avoid common pitfalls, and access deals from the whole market. With clear advice and personal support at every stage, we turn confusion into confidence.

10+

Years of Expertise

We've helped thousands of buyers navigate the process with confidence and clarity.

90+

Lenders To Compare

We compare deals from across the entire market to find the best fit for you, not just one bank.

2700+

First-time buyers supported

From your first enquiry to moving day, we’re with you every step of the way.

5*

Rating on Google

Our clients trust us for honest advice, fast answers, and a stress-free experience.

Our Process

We make getting your first mortgage in Reading straightforward. From your initial chat to mortgage approval, we’ll guide you through the process step-by-step. Including help with making your first offer and completing paperwork. No stress, no confusion — just expert support.

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Discovery

We start with a deep dive into your brand, business goals, and what makes you stand out in your industry. This helps us align the site with your audience and objectives.

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Strategy

We map out your site's structure, content flow, and SEO opportunities. Every decision is made with performance and clarity in mind.

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Design

Our team turns the strategy into sleek, modern visuals that reflect your brand and drive action whether that’s bookings, enquiries, or purchases.

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Build & Optimise

We build your site in Webflow, making it fast, responsive, and easy to edit. We also optimise it for Google so you're ready to rank from day one.

FAQs

Quick answers to common questions, get started with confidence.
How much deposit do I need to buy in Reading?
Most first-time buyers in Reading secure mortgages with a 5–10% deposit, depending on the lender and your income.
Can I get a mortgage if I’m self-employed?
Yes, we work with lenders who specialise in self-employed applicants, even if you have just one year of accounts.
What support do you give with making an offer?
We help you understand your budget and provide a mortgage in principle, so you can make an informed and confident offer.
How long does the mortgage process take?
Typically 2–4 weeks from application to offer, but we’ll support you throughout to speed things up wherever possible.
Do you charge a fee?
We’re fully transparent, some mortgages are fee-free, and where a fee applies, we’ll explain it upfront.
What documents will I need?
Usually: ID, proof of income, deposit evidence, and bank statements. We’ll give you a full list before you apply.

Why Use MBNM for your First time buyer Mortgage

Mission logo

Our mission

To make mortgages easy for first-time buyers and home movers anywhere in the UK. As a whole of market broker, we’re not tied to any lender, which means we can search across the entire mortgage market to find the right deal for your situation. Our mission is simple: clear advice, stress-free support, and mortgages made easy, no matter where you are in the UK.

Vision

Our vision

To become the most trusted name in first-time buyer mortgage support by putting people before percentages. We believe in long-term relationships, honest guidance, and empowering every buyer. Regardless of their background, with the knowledge and tools to succeed.

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Our story

Mortgage Brokers Near Me was founded to bridge the gap between everyday buyers and the mortgage world. With years of experience in the industry, we saw how overwhelming the process could be, especially for those doing it for the first time. That’s why we built a service focused on simplicity, education, and real human support.

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Get In Touch We’d love to hear from you!

Contact details

Reach out to us directly via email or phone—we’re here to assist you with any inquiries.

Phone
0203 4884 491

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