First Time Buyers

First-Time Buyer Mortgage Broker Guildford

Supporting Guildford's first-time buyers with tailored mortgage advice.

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What is a Buy to Let Mortgage?

A first-time buyer mortgage is designed for individuals purchasing their first property. In Guildford’s competitive housing market, at Mortgage Brokers Near Me we guide you through the process with clear advice, whole-of-market options, and expert insight tailored to local conditions.

Guildford market specialists

Over 90 lenders compared

Guidance on offer & paperwork

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Local Market Insight

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Guildford remains a hotspot for first-time buyers due to its blend of vibrant town life and easy access to London. Local regeneration, university appeal, and strong rail links have continued to drive long-term value and demand.

Demand

High interest from young professionals, families, and students near the University of Surrey.

Value Increase

Guildford house prices have risen between 14–16% over the past five years, reflecting ongoing investment and desirability.

Average House Price

The average property in Guildford is valued at approximately £545,000, with entry-level flats starting near £330,000.

Average Rent Price

Average rent in Guildford is around £1,650 per month, making homeownership an increasingly strategic long-term option.

Why Work With a Broker

Navigating Guildford’s property market can be complex. As whole-of-market brokers, we remove the confusion, provide tailored mortgage recommendations, and help you understand what you can borrow and where you stand—before you even make an offer.

Access to all major lenders

Over 90 lenders compared

Real-time mortgage approvals

Step-by-step buyer support

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At Mortgage Brokers Near Me

We help first-time buyers across the UK understand their options, avoid common pitfalls, and access deals from the whole market. With clear advice and personal support at every stage, we turn confusion into confidence.

10+

Years of Expertise

We've helped thousands of buyers navigate the process with confidence and clarity.

90+

Members Transformed

We compare deals from across the entire market to find the best fit for you — not just one bank.

2700+

First-time buyers supported

From your first enquiry to moving day, we’re with you every step of the way.

5*

Rating on Google

Our clients trust us for honest advice, fast answers, and a stress-free experience.

Our Process

From initial consultation to receiving your mortgage offer, we tailor the process for Guildford’s market. We assist with property paperwork, help coordinate with solicitors, and stay available throughout your home-buying journey.

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Discovery

We start with a deep dive into your brand, business goals, and what makes you stand out in your industry. This helps us align the site with your audience and objectives.

Strategy

We map out your site's structure, content flow, and SEO opportunities. Every decision is made with performance and clarity in mind.

Design

Our team turns the strategy into sleek, modern visuals that reflect your brand and drive action whether that’s bookings, enquiries, or purchases.

Build & Optimise

We build your site in Webflow, making it fast, responsive, and easy to edit. We also optimise it for Google so you're ready to rank from day one.

Who We Help

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FAQs

Quick answers to common questions, get started with confidence.

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Can I afford to buy in Guildford?

With the right guidance, many buyers can get on the property ladder even in Guildford. We assess your affordability and walk you through the options.

How do I get a mortgage as a first-time buyer?

We’ll guide you through everything from your mortgage in principle to offer submission and final approval—step by step.

Will being self-employed affect my mortgage?

Not necessarily. Many lenders accept self-employed clients with just 1–2 years of accounts. We’ll match you to the right ones.

Do you help with paperwork and solicitors?

Yes, we work alongside your solicitor and estate agent to make the process smoother and more transparent.

Is buying better than renting in Guildford?

With rising rents, owning can offer long-term savings. We’ll help you compare monthly payments and see if buying makes financial sense for you.

What makes you different from my bank?

Unlike banks, we access over 90 lenders. That means better rates, better flexibility, and a service that’s built around you—not just a product range.

Why Use MBNM for your First time buyer Mortgage

Our mission

To make mortgages easy for first-time buyers and home movers anywhere in the UK. As a whole of market broker, we’re not tied to any lender, which means we can search across the entire mortgage market to find the right deal for your situation. Our mission is simple: clear advice, stress-free support, and mortgages made easy, no matter where you are in the UK.

Our vision

To become the most trusted name in first-time buyer mortgage support by putting people before percentages. We believe in long-term relationships, honest guidance, and empowering every buyer. Regardless of their background, with the knowledge and tools to succeed.

Our story

Mortgage Brokers Near Me was founded to bridge the gap between everyday buyers and the mortgage world. With years of experience in the industry, we saw how overwhelming the process could be, especially for those doing it for the first time. That’s why we built a service focused on simplicity, education, and real human support.