Buy To Let Mortgage

Buy to Let Mortgage Broker Reading

Your local Reading-based experts in Buy to Let mortgages – tailored advice with real results.

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What is a Buy to Let Mortgage?

A Buy to Let mortgage allows you to purchase property specifically for rental income. At Mortgage Brokers Near Me, we guide Reading landlords through the process – from identifying the right lenders to structuring the most tax-efficient deals for long-term success.

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Tailored to Reading landlords
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Access 90+ UK lenders
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Local Market Insight

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Reading's rental market remains strong with continued demand from commuters and young professionals. Average yields are competitive, particularly near the town centre and university areas. At Mortgage Brokers Near Me, we bring local insight to help you secure the most suitable Buy to Let deal in Reading.
01
Demand
Reading remains a top commuter town with high rental demand due to strong transport links and local employment hubs.
02
Value Increase
Property values in Reading have increased by approximately 21% over the past 5 years, driven by regeneration and demand.
03
Average House Price
As of 2024, the average property price in Reading is £426,000, reflecting strong capital growth potential.
04
Average Rent Price
Average monthly rent in Reading is £1,425, with even higher rates for student and commuter-friendly areas.

Why Work With a Broker

We simplify the Buy to Let process in Reading by finding the most suitable lenders for your goals. Our experts handle everything from paperwork to strategy.

Local Reading market knowledge
Specialist landlord advice
Support with SPV setups
Ongoing mortgage support
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At Mortgage Brokers Near Me

At Mortgage Broker Near Me, we combine experience, market insight, and a truly personal service. With over 1,200 clients supported across 100+ UK locations, we know what it takes to secure the right mortgage.

10+

Years of Expertise

We've helped thousands of buyers navigate the process with confidence and clarity.

90+

Members Transformed

We compare deals from across the entire market to find the best fit for you — not just one bank.

2700+

Buy To Let buyers supported

From your first enquiry to moving day, we’re with you every step of the way.

5*

Rating on Google

Our clients trust us for honest advice, fast answers, and a stress-free experience.

We assess your goals and match them with Reading-specific lender criteria. From sourcing the deal to post-offer support, our process is built for local landlords.

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Discovery

We start with a simple conversation to understand your goals, whether you're buying your first investment property or expanding a portfolio. We’ll ask about the property, your deposit, income, and preferences.

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Advice

We search thousands of buy to let mortgage products across mainstream and specialist lenders. Based on your profile, we recommend the most suitable options clearly explaining the pros, cons, and long-term implications.

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Application

Once you’ve chosen a mortgage, we handle the paperwork. We liaise with the lender, ensure your documents are correct, and keep you updated every step of the way to avoid delays or rejections.

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Approval, Offer & Beyond

We secure your mortgage offer and stay in touch throughout the conveyancing process. Even after completion, we’re here to help. Whether you need remortgage advice or want to grow your portfolio.

FAQs

Quick answers to common questions, get started with confidence.
Can I get a Buy to Let mortgage with a low deposit?
Yes, many lenders accept deposits as low as 15% for Buy to Let. We’ll help you find the right options.
What are the tax implications of a Buy to Let mortgage?
Tax rules vary based on your setup. We help clarify whether individual or limited company ownership suits you.
Should I remortgage my existing Buy to Let?
Should I remortgage my existing Buy to Let?
Yes, especially if your fixed deal has ended. We can often help you switch to a better rate or release equity.
How much can I borrow for a Buy to Let in Reading?
It depends on projected rental income and your financial situation. We’ll calculate your borrowing potential accurately.
Is it harder to get a mortgage if I’m self-employed?
Not with the right guidance. We help self-employed landlords present income clearly to increase approval chances.
Do I need a tenant before applying for a mortgage?
No, but lenders will assess expected rent. We’ll help estimate this and guide you through the approval process.

Why Choose MBNM For You buy to let Mortgage

Our mission

To make property finance simpler, smarter, and more supportive, helping everyday landlords and investors secure the right mortgage with clarity, confidence, and expert advice they can actually trust.

Our vision

To become the most trusted name in first-time buyer mortgage support by putting people before percentages. We believe in long-term relationships, honest guidance, and empowering every buyer. Regardless of their background, with the knowledge and tools to succeed.

Our story

Mortgage Broker Near Me was founded with a simple goal, to remove the confusion and guesswork from getting a mortgage.We saw too many buyers and landlords being pushed into deals they didn’t understand or missing out altogether due to a lack of guidance.So, we built a brokerage that puts people first. One that focuses on clarity, long-term thinking, and tailored support for landlords at every stage, from first-time investors to seasoned portfolio holders.

Today, we’re proud to have helped hundreds of clients make smarter property moves with complete peace of mind.

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Get In Touch We’d love to hear from you!

Contact details

Reach out to us directly via email or phone—we’re here to assist you with any inquiries.

Phone
0203 4884 491

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